206-999-1690
larryreichle@remax.net
LOGIN | REGISTER

Larry & Kathy Reichle

Issaquah Real Estate | Call: 206-999-1690

  • Home
  • About
    • About Larry & Kathy Reichle
    • Testimonials
    • Larry and Kathy’s Resume
    • References
  • Home Search
    • Search Options
      • Map Search
      • Advanced Home Search
      • Simple Home Search
      • Search by Address
      • Search by City
    • Search by Communities
      • Bellevue Real Estate
      • Issaquah Real Estate
      • Kirkland Real Estate
      • Maple Valley Real Estate
      • Redmond Real Estate
      • Sammamish Real Estate
  • Buyer
    • Lender
    • Thinking of Buying?
    • Mortgage Calculators
    • My Search Account
  • Seller
    • Thinking of Selling?
    • Our Sold Listings
  • What’s MY Home’s Value
  • Blog
    • Eastside Real Estate Blog
    • Issaquah Community Blog
  • Contact Information

New Listings Signal Hope Is On The Horizon For Home Buyers

April 26, 2022 by Kathy Reichle Leave a Comment

At the midpoint of April, housing markets are reflecting a changing landscape, according to a new report by Realtor.com. With Americans looking beyond the pandemic toward a new normal, businesses reopening offices and attempting to persuade workers to return, and people ready to embrace warmer weather in vacation destinations, real estate markets are welcoming an influx of new inventory.

As Realtor.com’s Spring 2022 Seller report highlights, many homeowners are ready to move forward with pandemic-delayed plans. Moreover, many of them are looking to trade up from their first home into a larger one, to accommodate growing families, or a smaller one, to leverage record-high equity for retirement.

More inventory is the missing component in today’s housing markets, and the main driver of record-high prices. An improvement on this front will go a long way toward restoring balance and provide a more sustainable growth path.

“The past week’s data spotlights a market still struggling with a shortage of inventory and rising prices,” said Realtor.com senior economist George Ratiu. “However, there are clear green shoots, and the moderation in the upward price trajectory is an indication we are moving toward more balance.”

He said, “These factors are especially important this year, as families are facing significantly higher bills, from food, clothing and gasoline, to airfare, medical costs and daycare. In addition, higher rents and home prices are further pinching take-home paychecks, which although rising at a solid clip, are not keeping pace with inflation. Encouragingly, data from the past few weeks are pointing toward more housing options, better balance and more approachable prices later this year.”

The median listing price advanced 14.9% over last year. Home prices continued increasing for the 17th straight week of double-digit gains. However, Ratiu said the growth trajectory moderated, as new inventory and rising mortgage rates are taking some of the steam out of price pressures.

He explained, “With home buyers squeezed from multiple directions by higher home prices, interest rates and inflation, market demand is expected to moderate and lead to slowing momentum for property appreciation.”

New listings—a measure of sellers putting homes up for sale—bounced higher for the second week in a row. The number of homes for sale remains near a record low, however, Realtor.com is seeing movement in an encouraging direction. As indicated by the Spring 2022 Seller report, 18% of American homeowners plan to sell a home this year, and 64% of them aim to do so by August.

New listings increased 1% from the same week in 2021. An increasing number of homes for sale would offer more options not only for first-time buyers, but also for homeowners looking for their next house, as many homeowners have been hampered in their search by limited inventory.

Active inventory is down just 12% from a year ago. The steep decline in the number of homes actively for sale has been slowing noticeably over the past few weeks.

“The 12% yearly decline highlights a still-active market, with solid demand,” said Ratiu. “However, the improvement in the number of fresh listings is contributing to a clear path toward a more balanced inventory landscape. The good news for markets and buyers is that, at the current pace, we may see the number of homes for sale rise above last year’s levels by summer.”

Homes spent six days less on the market than this time last year. In March, the typical home was listed for a little over a month before a buyer made a successful offer on it, a very short turnaround period. Nearing the mid-April point, homes are still moving quickly, spending six fewer days on the market than a year ago. Yet, mirroring the other indicators, trends are shifting more visibly away from the overheated environment of the past year.

By:
Brenda Richardson
Forbes

Filed Under: Issaquah Community Blog Tagged With: home buyers, New Listings, Spring Real Estate Market, Trending Housing Topics

Upscale Kitchen Features That Can Boost A Home’s Value

November 17, 2021 by Kathy Reichle Leave a Comment

Between preparing to host family and friends for Thanksgiving and making gift lists and checking them twice, the whirlwind of activities during the busy holiday season can feel more like a blast of arctic air than a hint of festive cheer.

Kitchens are put through the ultimate stress test on Thanksgiving, with every appliance and inch of countertop space pushed to the limit. However, certain kitchen features are not only better equipped to handle the pressures of entertaining a crowd, they could increase a home’s sale price when it comes time to move.

Steam oven: Of the more than 220 features or design elements Zillow researched, steam ovens topped the 2021 list of home features that sell. When this trendy appliance is mentioned in listing descriptions, those homes can sell for 4.9% more than similar homes without one.

“Steam — usually combined with convection — fuels a powerful cooking appliance that can enhance a kitchen designed for wellness,” says Jamie Gold, author of Wellness by Design. “A combi-steam oven offers health benefits and functionality. It cooks food with reduced fat and better-preserved nutrients, and allows home cooks to multitask and get food on the table quickly. This popular appliance type will perfectly cook protein, vegetable sides and pie at the same time.”

Butcher block: This is the only countertop material that can also serve as a cutting surface, which comes in handy when cooking for a crowd. Buyers snap up homes that include butcher block in their listing descriptions nearly four days faster and for 2.7% more than expected.

Smart appliances: Tech-connected kitchen appliances allow cooks to control everything from their grocery list to a dish’s cooking time, all from their phone or tablet. Smart refrigerators can send homeowners a text message to let them know they have run out of milk, while smart ovens can monitor how the turkey is cooking and automatically shift to warming mode when it’s done.

When it’s time to move, homes with smart appliances can sell for 3% more than expected.

Quartz: Homes with this durable countertop material can sell for 3.2% more than expected, and for good reason, according to Gold.

“Quartz, also called engineered stone, offers a low-maintenance kitchen work surface ideal for busy households and Thanksgiving meal prep,” Gold explained. “This countertop material has grown in popularity for its heat, stain and scratch resistance, and for increasingly realistic stone looks. Quartz’s nonporous properties make it an ideal surface when handling raw turkey or eggs, because it won’t harbor bacteria.”

Dual-fuel range: This stove offers the best of both worlds for home cooks with a gas cooktop and an electric oven. Electric ovens can offer more consistent results for baking, ensuring the Thanksgiving mac and cheese or pumpkin pie is evenly browned. A gas cooktop heats quickly and offers more precise temperature control for cooking cranberry sauce and gravy.

Home buyers also eat up this feature, and can spend 2.2% more on properties that include mention of a dual-fuel range in their listing descriptions.

Wine fridge: Extra beverage storage is always helpful when serving a crowd, and a wine fridge can chill much more than just wine. Plus, homes with this useful feature can sell for 1.7% more and nearly two days faster than expected.

Pot filler: A pot filler installed over a cooktop or range swings out from the wall and extends over a pot, making it easy to fill when preparing to cook pasta or boil potatoes, saving cooks the trouble of carrying a heavy pot of water from the sink to the stove. Plus, Zillow research finds this faucet can contribute to homes selling for 1.5% more.

Touchless faucet: With health and safety top of mind for today’s buyers, homes with touchless faucets can sell nearly two days faster than expected and for 0.6% more. Motion-activated technology turns on the kitchen faucet, making for easier Thanksgiving cleanup and preventing the spread of bacteria and viruses.

There are many factors that contribute to the speed of a home’s sale and to its sale price, and installing these kitchen amenities does not guarantee or definitively cause a home’s ultimate sale price to rise. Instead, these features contribute to a buyer’s overall positive impression of a home, and in turn, the buyer’s willingness to pay more for that home.

And one more note: If these features just happen to deliver a dry turkey and burned pumpkin pie, consider a pizza oven, which can contribute to a 3.4% sale premium.

“The kitchen has long been the heart of the home and it’s become even more important this past year,” says Amanda Pendleton, Zillow’s home trends expert. “As a result, pandemic-era home buyers appear willing to pay a premium for high-end kitchen amenities. Homeowners who plan to put their home on the market would be wise to flaunt these features if they’ve got them. But resale aside, these value-boosting features also increase a kitchen’s functionality, especially during the holidays.”

By:

Brenda Richardson

Filed Under: Issaquah Real Estate Tagged With: Home Improvement, Home ownership, Home Trends, Issaquah Real Estate, Selling your home, Smart Appliances, Upscale Kitchen

Seven Ways to Ace a Minimalist Home Décor

October 27, 2021 by Kathy Reichle Leave a Comment

 

You’d be hard-pressed to find someone who hasn’t heard of minimalism. What started in the early 1960s as an art movement has since become a popular lifestyle choice.

Minimalism in interior design is all about emphasizing utility. A minimalist home is intentional, with muted colors and limited objects. The end goal is to showcase the essentials in a chic and organized atmosphere.

Does this sound easy enough? Think again. Acing the minimalist décor isn’t a cakewalk. You’ll need quite a bit of brainwork to pick items that are both eye-catching and functional. Add to that the stress of decluttering your entire home, and you have yourself a redecorating nightmare.

That said, creating a minimalist home isn’t impossible. If a minimalist space has been on your wish list for long, here are seven ways you can do it justice.

1. Starting with Furniture

Choosing minimalist furniture is tricky because you have fewer pieces to work with. So, you need to weigh your options carefully before adding anything to your living space.

As a rule of thumb, look for items that are timeless and interesting. Simplistic furniture with clean, hard lines is ideal for minimalist homes.

While we’re on the subject, cabinets are a must-have in minimalist décor. They provide more concealed space for you to stow away stuff, ensuring clutter control. Think pristine white Shaker cabinets with little to no design.

The choices don’t end there. In case you want something with a little more character, you can always opt for customized cabinet arrangements tailored to your requirements.

2. Experimenting with Negative Space

Not every inch of your home needs furnishing. Leaving empty spaces in a room can make it breathable, airy, and light, generating an overall sense of tranquility.

Try this on for size by starting with one large clear flat surface (such as your kitchen countertop), one bare wall, and clean floors. Sit in the space and see how it feels. Remember that the more you experiment, the easier it’ll be for you to find the right look for your home.

If you feel the need to decorate your negative space, add simple touches like indoor plants or framed artwork. This should amplify the coziness while still maintaining an understated aesthetic.

3. Adding Accent Decorations

Switching to a minimalist décor does not mean you cannot have fun with colors. Using accent shades, furniture, or artwork can help you keep the place dynamic without overwhelming your home.

As the name implies, an accent is anything that stands out against the rest of the décor. For example, a brightly colored table in the middle of an all-white living room is an accent piece. Likewise, a large portrait on a bare wall serves as an accent.

When picking accents for your home, try sticking to one or two pieces per room. You want to draw attention to the space without jeopardizing its serenity. From a minimalist point of view, a single large item is far better than multiple smaller pieces.

4. Playing with Neutral Colors

Although you may have a splash of color in a minimalist room, a major part of the space should still be plain and muted. But why are minimalists so obsessed with light colors?

For starters, pastel/neutral hues can make any space look bigger. They also reflect more light, creating a brighter environment.

While white is by far the color of choice for most minimalists, you also have shades like grey and beige to pick from.

A smart way to make the colors in your room flow is to pick a solid base color and build on it. Make sure that all other colors complement the base shade. For example, for elegant white walls, you can go with marble countertops and pearl-white upholstery, among other things.

5. Minding the Lighting

There’s a fine line between an elegant minimalist home and a bleak, uncharacteristic one. You can avoid falling into the second category by paying attention to your lighting choices.

Fortunately, modern light fixtures come in a ton of fun shapes and sizes. Get hold of a statement chandelier or pendant lamp to jazz up the place. Don’t be afraid to select something a little more out-of-the-ordinary for your dining room or kitchen area.

For concrete ceilings, use drop-down lighting panels for that all-around soft, natural glow. LED cover lights should do the trick just as well.

6. Adding Patterns Wisely

Most minimalists do away with patterns altogether. In case you decide on keeping them, go with something that’s tone-to-tone, unobtrusive, and simple. Also, try to use patterns on a smaller scale.

A few patterned throw pillows and curtains can break the monotony of your room, but be sure to balance them out with a lot of empty space. Moreover, you can hardly go wrong with a patterned carpet for the center of your room.

7. Committing to Decluttering

Decluttering is probably the most important step to achieving a minimalist home. Since minimalism advocates the ‘less is more’ mindset, you need to get rid of items that don’t serve a purpose. If you have two of the same things, toss one out. If there’s an outfit you haven’t worn in years, give it away. Sure, it’s tough to let go of stuff, but the whole point of minimalism is to live with less.

Once you’re done cleaning out your home, it’s time to think about storage. In this regard, everything can act as storage space if you’re creative enough. Invest in an ottoman for your dresser to hide smaller items. Install some tasteful shelves on a bare wall to display a few books. The possibilities are endless!

Wrapping Up

Minimalist décor can work wonders for your mental well-being. It’s the easiest way to create a stress-free space to help you unwind after a hard day. Hopefully, these seven tips will help you bring your dream minimalist home alive in no time!

By Riley Swanson

Filed Under: Issaquah Community Blog Tagged With: declutter, Home Decor Trends 2021, lighting, Minimalist, minimalist furniture, negative space

‘The Fever Has Broken’: Is the Housing Market Frenzy Really Going To Cool Off This Fall?

October 6, 2021 by Kathy Reichle Leave a Comment

 

Over the next few weeks and months, the long-overheated U.S. housing market is expected to continue to cool off in the bracing chill of autumn.

After a wild year of unprecedented price increases, a worsening shortage of homes for sale, and cutthroat bidding wars where offers six figures over the ask price weren’t uncommon, conditions are finally normalizing. More homes are expected to go up for sale this season just as many would-be buyers are either priced out or so fed up after losing out on home after home that they’re dropping out of the running.

“The fever in the housing market has broken,” says Ali Wolf, chief economist of building consultancy Zonda. “There have been buyers that have just been beat down for the last six months—and after losing so many homes and going through the emotional roller coaster, they’ve decided to stop searching for now. There are more homes on the market than there were six months ago.”

During the COVID-19 pandemic, record-low mortgage interest rates, below 3%, helped many homebuyers to absorb prices that reached all-time highs in the spring and summer. But prices rose so high so quickly that even bargain mortgage rates couldn’t offset them enough to give buyers some needed financial relief.

With more folks sidelined, some of the steam has been let out of the market. Prices aren’t rising by as much as competition is down and homes are taking a little longer to sell, giving buyers some breathing room.

In September, the rate of year-over-year growth was halved, to 8.6%, down from its peak of 17.2% in April, according to Realtor.com® data. This means the median list price of a home grew half as fast as in the spring. Homes also took a bit longer to sell, at about 43 days. While that’s down 11 days from the same month last year and 22 days from 2019, it’s up 6 days from June.

“Things are settling down. There will still be some multiple offers, but it will be less tense,” says Lawrence Yun, chief economist of the National Association of Realtors®. He expects the days of homes receiving 20 to 30 offers are becoming a thing of the past. “And some homes are lingering on the market for a week or two without an offer.”

This fall, buyers may once again be able to include contingencies in their offers, such as requiring home inspections and appraisals, and still win out bidding wars. They may even—gasp—get homes at the list price.

All-cash offers could also dip if buyers don’t need to cash out their savings, stocks, and cryptocurrency stashes to stand out from the competition.

“It’s not like the market is soft,” says Yun. “It’s just moving away from that extreme frenzy.”

The changes in the housing market may be coinciding with the seasonal slowdown. Typically, competition is fierce in the summer as families battle over larger homes in the suburbs, hoping to secure residences and settle in before the kids start school. Then the market slows down with less competition for the smaller homes that traditionally go up for sale.

Yun expects annual price increases will slow to a more normal level, around 5%, versus the double-digit price hikes that reigned earlier in the year. But this may not be true for every home in every part of the country.

“If you want a reasonably priced home in a desirable area, be ready to still face stiff competition,” says Zonda’s Wolf.

Will home prices fall?

The question on the minds of sellers, buyers, homeowners, and just about everyone else is whether prices might actually fall. Sorry, buyers, that likely won’t happen anytime soon.

The nation is still suffering from a severe housing shortage resulting in more buyers than there are abodes for sale. This is a continuing hangover from the Great Recession’s aftermath, when builders largely held off on building while investors bought up single-family homes and turned them into rentals. Meanwhile, the millennial generation is larger than the previous one, meaning there are more prospective buyers than there were a decade or so ago.

There’s plenty of pent-up demand for homes.

“You’ve still got a lot of young people who have still not bought a home but who would like to,” says Realtor.com Chief Economist Danielle Hale. “Anytime the market starts to cool, you’ve got people on the sidelines waiting for their chance to get in. That keeps both home sales and home prices from declining too much.”

She expects more homes to hit the market in October and through the end of the year. But it won’t be enough to ameliorate the problem of demand.

The nation is still short about 5 million homes, Hale says. As builders can’t get them up fast enough, she expects it will take between five and six years before there are enough homes for sale to meet demand.

New construction is beginning to pick up after months of builders contending with shortages in lumber, labor, materials, and appliances. While there are still delays compared with before the pandemic, there was about a 5% uptick in construction in August compared with July, says Zonda’s Wolf.

“Inventory is still very, very tight,” says Wolf. But “we’re up from the bottom. We expect to see a little more inventory trickle onto the market through the end of this year and into next year.”

Rising mortgage rates will likely keep high prices under control

Rising mortgage interest rates are expected to keep price growth in check: After all, buyers can afford to fork over only so much for their monthly housing payments. So if rates rise, buyers won’t be able to afford more expensive properties.

This could result in lower price growth, or prices going flat or even dipping a little in certain markets.

“Once mortgage rates push up a little bit, it’s going to combine with higher home prices to price people out of the market,” says Mark Zandi, chief economist of Moody’s Analytics. “Some markets could see prices go down a little, like in the most juiced markets. … [But] it’s not a crash.”

Rates are expected to top 3% by the end of the year and reach 4% by the end of 2022, says Joel Kan, an economist at the Mortgage Bankers Association. They averaged 2.88% for a 30-year fixed-rate loan in the week ending Sept. 23, according to the most recent Freddie Mac data.

Historically speaking, even 4% is still low. Over the past 20 years, mortgage rates averaged about 5%, according to MBA. The difference between a 3% and a 4% rate on a $380,000 home (the median list price nationally) was about $169 a month on a 30-year fixed-rate loan. That adds up to nearly $61,000 over the life of the loan.

“We’re expecting rates to increase moderately over the next 12 months,” says Kan. “As the economy improves, as the job market improves, typically that pushes rates higher. [But] there is a little bit more uncertainty now, given that we’ve seen the pandemic linger longer than we expected.”

How will the fall market affect home sellers?

While experts predict the housing market will remain firmly in the seller’s court, the days of picking prices out of thin air are likely coming to an end. The same goes for not making any improvements to a property (let alone having it properly cleaned) before listing it.

“Some sellers got a little too greedy or had a misconception about the market conditions,” says NAR’s Yun.

Zonda’s Wolf recommends sellers look at comps of other homes in their neighborhoods that have recently sold to get a realistic idea of what they can charge for their properties. They should also get their homes in tiptop shape. And while they may not get 20 offers like their neighbors may have received a few months ago, well-priced, move-in ready homes are in high demand.

“If you’re a seller today, you’ll likely still get top dollar, but you’re still going to have to put in the work,” adds Wolf. “Dust for cobwebs, stage the home, put on a fresh coat of paint.”

 

 

Filed Under: Issaquah Community Blog Tagged With: buyers, Coronavirus, days on market, fall, first time home buyers, home buyers, Home Inventory, Home Prices, home sellers, Housing, Housing Market, Low Inventory, Pandemic, Recession, Sellers, supply

Moving Down: Eight Things You Need to Know

September 22, 2021 by Kathy Reichle Leave a Comment

People move down for all kinds of reasons, but the most common is financial. If you’ve made the choice to trade your place in for less space, you may think dealing with less square footage will be the biggest change. But there’s a lot more to it than that. Here are eight things you need to know about moving down.

You might need to downsize your furniture, too.

What’s one of the first things we say when we tour a new home: “Our furniture would fit perfectly in here.” But if you’re downsizing, that might not be the case. You may have fewer rooms to furnish, and the proportions of the rooms you do have may be smaller.

If you’re looking for a smaller place for financial reasons, you’re probably not keen on spending money on new furniture. Be sure to measure your large pieces and take those measurements with you when touring homes. If it comes down to a couple of homes you’re considering, maybe the one with the larger living room that can accommodate your sectional gets the edge.

You may have to compromise less with new construction.

New homes today are built to feel more open and maximize storage. If you’re worried about going smaller, look to new construction.

Your bills may go down.

If you’re trying to save money, the fact that a smaller home will presumably not only cost you less for your mortgage but also your ongoing bills is great news. If you can get a handle on how much your utilities will be (This is a good thing to ask your real estate agent, who can then reach out to the seller’s agent), you might even be able to use the presumed savings to boost your buying power…or to sock money away every month.

You may also save time.

Less square footage means less to clean and maintain! If you also have a smaller outdoor area, mowing and yard work will also be easier, allowing you to spend that leftover time pursuing other activities and interests.

You may have some tough decisions to make.

City or suburbs. Attached or single-family. Long commute or not. When your homebuying plans are dictated by budget, the decision-making process can be challenging. Written pro-con lists can be tremendously helpful in helping you sort out your feelings. But make sure to be brutally honest with yourself. If you’re leaning toward a move to the suburbs and you’ve written off how grueling a long commute can be, you may be in for a rude awakening.

Other people may have to compromise, too.

“No room for guests: Hosting a huge holiday dinner might be out of the question in a smaller home,” said The Balance. “Out-of-town guests might need to stay at a hotel when they come to visit.”

There may be a mourning period.

People often tend to embrace the IDEA of moving down before they really embrace the reality. The idea of less square footage might be acceptable if it saves you money…but the reality of less space often feels like a loss.

It’s OK to see it that way. Anytime there’s a big life change, we need time to adjust. Give yourself time to mourn the loss of the home you’re leaving. It may make the transition easier.

See the upside.

“While your home lifestyle varies from your neighbors, many homeowners agree that smaller homes enable the family to bond and work together as opposed to large and spread out floor plan homes,” said Freshome. “Smaller homes create an environment where family members and roommates get organized and can compromise over living arrangements, sharing closets, and making a small home feel cozy instead of cramped. Instead of looking at a smaller home as a down-grade, look at it as a way to a happier domicile.”

WRITTEN BY JAYMI NACIRI

Filed Under: Issaquah Community Blog Tagged With: Downsizing, Financial Advice, New Construction

Study: Homes prices in Seattle are expected to rise 18% over the next year

September 10, 2021 by Kathy Reichle Leave a Comment

Home prices in the Seattle metro area are expected to rise 18% over the next year, according to a new study by Porch.

“Over the past 18 months, home prices across the nation have shot up to levels unseen since the build-up to the 2008 financial crisis,” researchers wrote in the study. “In April 2021, the year-over-year growth of the Case-Shiller Index, the premier metric for housing prices, eclipsed 14.5% for the first time in its history.”

By analyzing data from Zillow, Redfin and the Census Bureau, researchers at Porch calculated expected rises in home prices in 51 large metros across the U.S. Seattle’s forecasted rise in home costs was ranked the 19th highest on that list. Austin, Texas, took the top spot — homes prices there are expected to rise by more than 37% over the next year.

This chart shows a list of large metros in the U.S. where home prices are expected to increase the most over the next year. Seattle is at spot 19. 
This chart shows a list of large metros in the U.S. where home prices are expected to increase the most over the next year. Seattle is at spot 19.

Real estate experts say the nation’s dwindling supply of homes is to blame for skyrocketing prices.

In June, the National Association of Realtors released a report calling for a dire, “once-in-a-generation” solution to the shrinking supply of houses in the U.S. That report estimates the U.S. is experiencing a shortage of anywhere from 5.5 million to 6.8 million units.

In their study, which was released last week, analysts at Porch detailed how such prices are affecting buyers:

“Redfin data revealed the percentage of homes selling above asking price shot up 13 percentage points compared to pre-pandemic levels,” Porch analysts wrote. “More than 60% of buyers were putting offers on houses sight unseen and the number of homes being bought without an inspection nearly doubled compared to the previous year.”

In Seattle alone, more than 4,500 homes have sold for at least $100,000 above asking price in 2021. During the same period last year, just 400 Seattle homes sold for more than $100,000 above asking price.

While large metros — areas with more than one million people — are leading the nation in expected jumps in housing costs, the nation’s biggest midsize (350,000 to 999,999 people) and small (100,000 to 349,999 people) metros are also expected to see housing prices increase over the next year, according to the study.

Alec Regimbal, Seattle P-I

Filed Under: Issaquah Community Blog Tagged With: Home Prices, Low interest rates, Real Estate

How to get one of those record-low 15-year mortgage rates for your refinance

August 26, 2021 by Kathy Reichle Leave a Comment

In the days before the pandemic, 15-year mortgages — with their usually stiff monthly payments — were far too expensive for many people refinancing their homes. Borrowers often just grabbed another 30-year home loan, America’s go-to mortgage.

But with the COVID crisis keeping mortgage rates in the cellar, even the 15-year option has been looking cheap. That’s especially true right now, with 15-year rates at an all-time low in the latest survey from mortgage giant Freddie Mac.

More borrowers have been choosing the shorter-term loans: In May, 15-year mortgages accounted for 15.8% of all home loan originations, up from just 5.5% in May 2019, according to the latest data from the Urban Institute.

Here’s how to evaluate if a 15-year fixed-rate mortgage is right for you — and how to land one of today’s all-time-low 15-year rates.

Today’s 15-year mortgages offer big savings

Serious man and woman calculating bills, using calculator and laptop, online banking services, family discussing and planning budget, focused wife and husband checking finances together

 

Average rates on 30-year fixed-rate mortgages are deep below 3% at the moment, reflecting worries among investors that the COVID-19 delta variant could torpedo the economy’s comeback from the pandemic.

Thirty-year rates this week are averaging 2.77%, not far from early January’s typical rate of 2.65%, which was the lowest in the 50-year history of Freddie Mac’s weekly survey.

But rates on 15-year fixed-rate loans are even cheaper and, in fact, are currently at a record low: averaging a mere 2.10%.

Let’s be clear: Because of their shorter repayment period, 15-year mortgages will give you a much higher monthly payment than a 30-year loan. But with 15-year rates at all-time lows, payments also will be as low as can be.

Here’s an example of how you can save with a 15-year mortgage right now: In early August 2019, when the average for a 15-year fixed-rate mortgage was 3.20%, a $250,000 loan would have cost you $1,751 per month, or $21,012 a year.

But at the current average rate of 2.10%, that same loan will cost you $1,620 per month, or $19,440 a year

— for annual savings of close to $1,600.

15-year mortgage vs. 30-year loan

Even better, the shorter-term mortgage will cost you tens of thousands of dollars less in total interest versus a 30-year loan.

If you were to refinance a $200,000 balance at the current average rates, your monthly payment would be $1,296 with a 15-year loan, but only $819 with a 30-year mortgage — a $477 difference.

That might be a deal breaker for some, but when you consider the lifetime interest you’d save with the shorter loan term, the high monthly payment isn’t quite so bad.

The total interest you’d pay by refinancing into a 15-year mortgage at 2.10% would be more than $33,000, while you’d have to fork over about $95,000 in interest for the 30-year loan at 2.77%. That’s an extra $62,000.

Don’t forget that in addition to saving more than $62,000, you’d pay off your debt in half the time.

Why shorter mortgage terms have better rates

House and coins place on the wood table is ladder with white illustration, representing lower mortgage rates.

 

The average interest rate on a 15-year fixed-rate mortgage is usually lower than the average on a 30-year loan because shorter-term loans are generally seen as less risky by lenders.

However, since a 15-year mortgage requires a steeper monthly payment, the criteria needed to qualify for one is often stricter than for a 30-year loan.

You might ultimately decide the bar is too high and that you’ll have to look for other ways to cut your housing costs — maybe by shopping around to find a lower rate on your homeowners insurance.

To land a 15-year mortgage, it may be necessary to raise your income above what you currently earn, reduce your debt-to-income ratio, or pump up your credit score by 200 points or more.

How to find the best 15-year mortgage rate

credit score concept on the screen of smartphone, checking payment history and ranking in bank
To land a 15-year mortgage, it may be necessary to raise your income above what you currently earn, reduce your debt-to-income ratio, or pump up your credit score by 200 points or more.

To ensure you’ll get the best rate possible on a 15-year refi, you’ll want to check your credit score before you start looking for offers.

You’ll need a score in the “very good” (740 to 799) or “excellent” (800+) range if you want lenders to feel confident about working with you.

If you haven’t been keeping tabs on your score lately, that’s OK — you can easily check your score for free online, and get tips on how to boost it if it’s low.

Once your credit score is in good shape, you’ll want to shop around and compare quotes from at least five lenders to find the best 15-year loan offer.

Research from Freddie Mac has found that comparing five rates can save a borrower thousands of dollars over the life of a loan — so don’t jump at the first offer you get.

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

August 9, 2021 by Shawn Utley

 

Filed Under: Issaquah Community Blog Tagged With: 15-year mortgage, 30 year mortgage rate, Fixed Rate, Monthly Mortgage Payment, Saving Money

The End Of The Housing Boom Will Be When Mortgage Rates Rise In 2022

August 9, 2021 by Kathy Reichle Leave a Comment

New houses under construction

The current housing boom will flatten in 2022—or possibly early 2023—when mortgage interest rates rise. There is no bubble to burst, though prices may retreat from panic-buying highs.

The boom produced some frantic buying, bids in excess of asking prices, and plenty of worry among would-be homeowners. But this has not been a bubble. A bubble is not simply rising prices, but demand not justified by fundamental economic factors. The key to the buying boom has been low mortgage rates plus a shift in desired housing type.

Mortgage rates hit what was then an all-time low of four percent in 2011, and then remained in that neighborhood until the pandemic, when they hit three percent. The decline in mortgage rates in 2020 dropped the monthly payment on a house by 12 percent, enabling many people to buy houses now rather than later.

In addition to the low mortgage rates, some people saw a future of remote work and wanted more space, which often means moving out of an apartment into a single family house. Others found urban living less fun, so they headed into the suburbs where houses are more common than apartments.

The increased demand for houses drove prices up, quite predictably. Yet the supply could not adjust as fast as demand. Home builders ramped up production in the second half of 2020, but after a few months they ran into supply constraints. Ready-to-build lots were all bought up, labor for construction was hard to find and social distancing made workers less productive. Now rising materials prices and goods on back-order squeeze profit margins. That’s how we find ourselves in the current housing boom.

But this boom is not a bubble, because the rise in prices is easily explained by the fundamentals of cheap mortgages and supply limitations. Recent housing starts are below historical averages, though that is justified by lower population growth. But with the shift from multifamily to single family housing, recent construction levels make sense. There need be no sudden drop in new construction to maintain a reasonable equilibrium.

When will the boom end? The two keys are satisfying the new demand and mortgage rates. Low mortgage rates allowed young families to buy houses earlier than they otherwise would have. It did not change the economics of buying for people who were never going to be homeowners. Instead, low mortgage rates enabled people to achieve their dreams earlier than they otherwise would have. In this sense, the strong housing market of 2020 and 2021 has been borrowing from the future. However, the shift in preferences from urban living to suburban living by people who previously could have bought houses is permanent new demand. At least, so long as they don’t become disillusioned about homeownership.

Mortgage rates are likely to rise when financial markets anticipate more inflation and action by the Federal Reserve to stem inflation. Although the Fed’s traditional tools impact short-term rates, with only small effect on mortgage rates, the new actions by the Fed impact mortgages directly. The Fed has been buying mortgages wholesale, depressing mortgage interest rates. The Fed has also been buying many treasury securities, which are often competitors to mortgages for institutional investors.

Mortgage rates are likely to rise a full percentage point by mid-2022, though this forecast exceeds the average prediction of my fellow economists. They doubt long-term interest rates will rise by a percentage point even out to December 2022. If they are right and I am wrong, then the housing market will remain strong longer.

Business leaders in the housing supply chain should enjoy their strong sales this year but not anticipate further growth in the coming years. Major capital projects must pencil out with sales back at 2019 levels.

By:

Bill Conerly

Filed Under: Issaquah Community Blog Tagged With: Low interest rates, Supply and Demand, The bubble

Mortgage Rates Trend Down

July 27, 2021 by Kathy Reichle Leave a Comment

Concerns about the Delta variant, and the overall trajectory of the pandemic, are undoubtedly affecting economic growth. While the economy continues to mend, Treasury yields have decreased, and mortgage rates have followed suit. Unfortunately, many homebuyers are unable to take advantage of low rates due to low inventory and high prices.

  • Current Mortgage Rates Data Since 1971 xls

 

Primary Mortgage Market Survey®

U.S. weekly averages as of 07/22/2021
Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the Definitions. Borrowers may still pay closing costs which are not included in the survey.

Filed Under: Issaquah Community Blog Tagged With: Economic Growth, Freddie Mac, Mortgage Rates

Seattle area’s home prices take biggest-ever 12-month leap

July 7, 2021 by Kathy Reichle Leave a Comment

A ferry departs Edmonds, part of Snohomish County’s rapidly climbing housing market, in November. Home prices in the Seattle metro area and around the country continue to increase steadily. (Ken Lambert / The Seattle Times)

What a difference just two years can make.

Around this time in 2019, Seattle-area home prices had dipped and price growth nationwide was slowing.

Cut to 2021: Seattle has clocked another month as one of the hottest American housing markets as home prices here and nationwide climb at a record-breaking pace.

Single-family home prices in the Seattle metro area were up 20.2% in April from a year earlier, the region’s biggest-ever 12-month leap, according to the S&P CoreLogic Case-Shiller Home Price Index released Tuesday. (The index lags by two months and reflects portions of King, Pierce and Snohomish counties.)

Travis Meidell, who works in tech and bought a home in Lake Stevens this spring, said the local housing market felt like it “got more competitive” over the course of his home search that stretched from 2020 into this spring. “It became more cutthroat.”

Prices climbed faster in Seattle than nationwide even as costs nationally jumped 14.6%, “literally the highest reading in more than 30 years of S&P CoreLogic Case-Shiller data,” said S&P Managing Director Craig Lazzara in a statement.

For more than a year, a flood of buyer demand, a tight supply of homes and super-low interest rates have fueled wild growth in housing markets all over the country. While there are some recent signs buyer demand could finally be slipping, things were still red-hot in April.

The frenzied market has laid bare the vast divide of pandemic experiences, with many low-wage workers losing jobs early in the outbreak while others worked from home and tech stocks soared. Rising housing costs could also exacerbate racial gaps in homeownership. A recent Redfin survey found that Black homeowners were more likely than white homeowners to have made financial sacrifices, like taking on an extra job, in order to afford their first home.

Among major metro areas in April, only Phoenix and San Diego saw quicker year-over-year growth than Seattle, both at roughly 22%, according to the Case-Shiller index. The index reports a three-month rolling average of home prices.

Not everywhere in the Seattle area has seen the same trends. Many of the toughest markets to buy a home in recent months have been outside Seattle proper.

In April and May, home prices were up between 17% and 22% year-over-year in parts of Snohomish and Pierce counties, compared with jumps between 9% and 11% in Seattle, according to Zillow. Hot spots included Snohomish, Mill Creek and Lake Stevens in Snohomish County and Parkland in Pierce County.

All that competition has left homebuyers feeling the pressure.

Kristen Mandery, who grew up in Edmonds, has watched the sizzling market with a front-row view as she searched in recent months for a new house to be close to her mom.

The first house for which she submitted an offer went to another buyer for $400,000 over its list price, the second for $375,000 over. She finally secured her new house in an off-market deal and paid about $25,000 over the list price.

“I’ve lived in this area over 40 years and I’ve never ever seen the housing market like this,” Mandery said.

When Meidell began searching, he and his wife hoped to buy in Edmonds but prices there eventually stretched beyond their reach, he said. They instead bought farther north in Lake Stevens, settling for a longer commute and paying about $90,000 over the five-bedroom home’s list price to compete against other buyers.

As the couple searched for a new house, Meidell said he set up a search with filters for his budget and other parameters. The options seemed to get slimmer before his eyes.

“Every week you could watch the dots just rapidly disappear,” Meidell said. “It was this continuous state of anxiety: If I don’t do this, eventually there will be nothing left.”

Just how long can all this last?

New data on local home sales to be released next week will show whether demand has begun to slow in Western Washington.

Nationally, CoreLogic Deputy Chief Economist Selma Hepp predicted Tuesday that price increases will stay in the double digits through the rest of this year.

Hepp argues that although jaw-dropping price jumps may feel reminiscent of the 2008 crash, “mortgage interest rates remain 50% lower than they were in 2005, when home price growth last peaked, keeping the ratio of mortgage payments to monthly households income lower today.”

By 

Heidi Groover 
Seattle Times business reporter

Filed Under: Issaquah Community Blog Tagged With: Competing offers, Home Prices, Home Trends, Low Inventory, Mortgage Rates, Real Estate

  • 1
  • 2
  • 3
  • …
  • 26
  • Next Page »

Eastside Real Estate Blog

The Cost Of Purchasing A Home In The U.S. Increased 55% Last Year. But It’s Still A Great Time To Buy A House For These Five Reasons

I’ve always been all-in on homeownership. Yet, for the first time in two decades since the beginning … [Read More...]

New Listings Signal Hope Is On The Horizon For Home Buyers

At the midpoint of April, housing markets are reflecting a changing landscape, according to a new … [Read More...]

Upscale Kitchen Features That Can Boost A Home’s Value

Between preparing to host family and friends for Thanksgiving and making gift lists and checking … [Read More...]

Contact Us

Issaquah real estate

Larry & Kathy Reichle

371 NE Gilman Blvd. #160
Issaquah, WA 98027

Phone: 206-999-1690

Contact Us

Digital Millennium Copyright Act Notice (DMCA)

Real Estate Tools

  • Search AccountCreate your Custom Home Search Account
  • Map ViewSearch For Eastside Real Estate With A Map Style Search
  • Email AlertsSign Up To Get New Listings Delivered To You via Email
  • My Home’s ValueCustom Tool To Get the Accurate Price of your Home

Eastside Real Estate Blog

The Cost Of Purchasing A Home In The U.S. Increased 55% Last Year. But It’s Still A Great Time To Buy A House For These Five Reasons

I’ve always been all-in on homeownership. Yet, for the first time in two decades … Read More

New Listings Signal Hope Is On The Horizon For Home Buyers

At the midpoint of April, housing markets are reflecting a changing landscape, … Read More

Real Estate in the Pacific Northwest

Real Estate in the Pacific Northwest

  • Aberdeen, WA Real Estate
  • Acme, WA Real Estate
  • Addy, WA Real Estate
  • Adna, WA Real Estate
  • Airway Heights, WA Real Estate
  • Alger, WA Real Estate
  • Algona, WA Real Estate
  • Allyn, WA Real Estate
  • Aloha, WA Real Estate
  • Amanda Park, WA Real Estate
  • Amboy, WA Real Estate
  • Anacortes, WA Real Estate
  • Anderson Island, WA Real Estate
  • Appleton, WA Real Estate
  • Ardenvoir, WA Real Estate
  • Ariel, WA Real Estate
  • Arlington, WA Real Estate
  • Ashford, WA Real Estate
  • Auburn, WA Real Estate
  • Bainbridge Island, WA Real Estate
  • Baring, WA Real Estate
  • Battle Ground, WA Real Estate
  • Bay Center, WA Real Estate
  • Beaux Arts, WA Real Estate
  • Beaver, WA Real Estate
  • Belfair, WA Real Estate
  • Bellevue, WA Real Estate
  • Bellingham, WA Real Estate
  • Benton City, WA Real Estate
  • Beverly, WA Real Estate
  • Bickleton, WA Real Estate
  • Birch Bay, WA Real Estate
  • Black Diamond, WA Real Estate
  • Blaine, WA Real Estate
  • Blakely Island, WA Real Estate
  • Boistfort, WA Real Estate
  • Bonney Lake, WA Real Estate
  • Bothell, WA Real Estate
  • Bow, WA Real Estate
  • Brady, WA Real Estate
  • Bremerton, WA Real Estate
  • Brewster, WA Real Estate
  • Bridgeport, WA Real Estate
  • Brier, WA Real Estate
  • Brinnon, WA Real Estate
  • Brush Prairie, WA Real Estate
  • Buckley, WA Real Estate
  • Bucoda, WA Real Estate
  • Burien, WA Real Estate
  • Burlington, WA Real Estate
  • Camano Island, WA Real Estate
  • Camas, WA Real Estate
  • Carbonado, WA Real Estate
  • Carlsborg, WA Real Estate
  • Carlton, WA Real Estate
  • Carnation, WA Real Estate
  • Carrolls, WA Real Estate
  • Cashmere, WA Real Estate
  • Castle Rock, WA Real Estate
  • Cathlamet, WA Real Estate
  • Center Island, WA Real Estate
  • Centerville, WA Real Estate
  • Centralia, WA Real Estate
  • Chehalis, WA Real Estate
  • Chelan, WA Real Estate
  • Chelan Falls, WA Real Estate
  • Cheney, WA Real Estate
  • Chimacum, WA Real Estate
  • Chinook, WA Real Estate
  • Cinebar, WA Real Estate
  • Clallam Bay, WA Real Estate
  • Cle Elum, WA Real Estate
  • Clearlake, WA Real Estate
  • Clinton, WA Real Estate
  • Clyde Hill, WA Real Estate
  • College Place, WA Real Estate
  • Colville, WA Real Estate
  • Conconully, WA Real Estate
  • Concrete, WA Real Estate
  • Connell, WA Real Estate
  • Conway, WA Real Estate
  • Copalis Beach, WA Real Estate
  • Copalis Crossing, WA Real Estate
  • Cosmopolis, WA Real Estate
  • Cougar, WA Real Estate
  • Coulee City, WA Real Estate
  • Coulee Dam, WA Real Estate
  • Coupeville, WA Real Estate
  • Covington, WA Real Estate
  • Crane Island, WA Real Estate
  • Creston, WA Real Estate
  • Curlew, WA Real Estate
  • Curtis, WA Real Estate
  • Custer, WA Real Estate
  • Cypress Island, WA Real Estate
  • Danville, WA Real Estate
  • Darrington, WA Real Estate
  • Davenport, WA Real Estate
  • Decatur Island, WA Real Estate
  • Deer Meadows, WA Real Estate
  • Deming, WA Real Estate
  • Des Moines, WA Real Estate
  • Doty, WA Real Estate
  • Dryad, WA Real Estate
  • Dupont, WA Real Estate
  • Duvall, WA Real Estate
  • East Olympia, WA Real Estate
  • East Wenatchee, WA Real Estate
  • Easton, WA Real Estate
  • Eatonville, WA Real Estate
  • Edgewood, WA Real Estate
  • Edison, WA Real Estate
  • Edmonds, WA Real Estate
  • Elbe, WA Real Estate
  • Electric City, WA Real Estate
  • Ellensburg, WA Real Estate
  • Elma, WA Real Estate
  • Elmer City, WA Real Estate
  • Entiat, WA Real Estate
  • Enumclaw, WA Real Estate
  • Ephrata, WA Real Estate
  • Ethel, WA Real Estate
  • Everett, WA Real Estate
  • Everson, WA Real Estate
  • Fall City, WA Real Estate
  • Federal Way, WA Real Estate
  • Ferndale, WA Real Estate
  • Fife, WA Real Estate
  • Fircrest, WA Real Estate
  • Ford, WA Real Estate
  • Forks, WA Real Estate
  • Fox Island, WA Real Estate
  • Freeland, WA Real Estate
  • Fruitland, WA Real Estate
  • Gardiner, WA Real Estate
  • George, WA Real Estate
  • Gig Harbor, WA Real Estate
  • Glacier, WA Real Estate
  • Glenoma, WA Real Estate
  • Gold Bar, WA Real Estate
  • Goldendale, WA Real Estate
  • Goose Prairie, WA Real Estate
  • Graham, WA Real Estate
  • Grand Coulee, WA Real Estate
  • Grand Mound, WA Real Estate
  • Grandview, WA Real Estate
  • Granite Falls, WA Real Estate
  • Grapeview, WA Real Estate
  • Grayland, WA Real Estate
  • Grays River, WA Real Estate
  • Greenbank, WA Real Estate
  • Greenwater, WA Real Estate
  • Guemes Island, WA Real Estate
  • Hansville, WA Real Estate
  • Harrah, WA Real Estate
  • Harrington, WA Real Estate
  • Hartline, WA Real Estate
  • Henry Island, WA Real Estate
  • Hobart, WA Real Estate
  • Hoodsport, WA Real Estate
  • Hoquiam, WA Real Estate
  • Humptulips, WA Real Estate
  • Hunters, WA Real Estate
  • Hunts Point, WA Real Estate
  • Ilwaco, WA Real Estate
  • Index, WA Real Estate
  • Indianola, WA Real Estate
  • Ione, WA Real Estate
  • Issaquah, WA Real Estate
  • Juanita, WA Real Estate
  • Kalama, WA Real Estate
  • Kapowsin, WA Real Estate
  • Keller, WA Real Estate
  • Kelso, WA Real Estate
  • Kendall, WA Real Estate
  • Kenmore, WA Real Estate
  • Kent, WA Real Estate
  • Kettle Falls, WA Real Estate
  • Keyport, WA Real Estate
  • Kingston, WA Real Estate
  • Kirkland, WA Real Estate
  • Kittitas, WA Real Estate
  • La Center, WA Real Estate
  • La Conner, WA Real Estate
  • Lacey, WA Real Estate
  • Lake City, WA Real Estate
  • Lake Forest Park, WA Real Estate
  • Lake Stevens, WA Real Estate
  • Lake Tapps, WA Real Estate
  • Lakebay, WA Real Estate
  • Lakewood, WA Real Estate
  • Langley, WA Real Estate
  • Leavenworth, WA Real Estate
  • Lebam, WA Real Estate
  • Lilliwaup, WA Real Estate
  • Lincoln, WA Real Estate
  • Lind, WA Real Estate
  • Long Beach, WA Real Estate
  • Longbranch, WA Real Estate
  • Longview, WA Real Estate
  • Loomis, WA Real Estate
  • Loon Lake, WA Real Estate
  • Lopez Island, WA Real Estate
  • Lummi Island, WA Real Estate
  • Lyle, WA Real Estate
  • Lyman, WA Real Estate
  • Lynden, WA Real Estate
  • Lynnwood, WA Real Estate
  • Machias, WA Real Estate
  • Malaga, WA Real Estate
  • Malo, WA Real Estate
  • Malone, WA Real Estate
  • Malott, WA Real Estate
  • Manchester, WA Real Estate
  • Mansfield, WA Real Estate
  • Manson, WA Real Estate
  • Maple Falls, WA Real Estate
  • Maple Valley, WA Real Estate
  • Marblemount, WA Real Estate
  • Marlin, WA Real Estate
  • Marysville, WA Real Estate
  • Mattawa, WA Real Estate
  • Mazama, WA Real Estate
  • McCleary, WA Real Estate
  • McKenna, WA Real Estate
  • Medical Lake, WA Real Estate
  • Medina, WA Real Estate
  • Mercer Island, WA Real Estate
  • Metaline Falls, WA Real Estate
  • Methow, WA Real Estate
  • Mill Creek, WA Real Estate
  • Milton, WA Real Estate
  • Mineral, WA Real Estate
  • Moclips, WA Real Estate
  • Monitor, WA Real Estate
  • Monroe, WA Real Estate
  • Montesano, WA Real Estate
  • Morton, WA Real Estate
  • Moses Lake, WA Real Estate
  • Mossyrock, WA Real Estate
  • Mount Vernon, WA Real Estate
  • Mountlake Terrace, WA Real Estate
  • Moxee, WA Real Estate
  • Mukilteo, WA Real Estate
  • Naches, WA Real Estate
  • Nahcotta, WA Real Estate
  • Napavine, WA Real Estate
  • Naselle, WA Real Estate
  • Neilton, WA Real Estate
  • Nespelem, WA Real Estate
  • Newcastle, WA Real Estate
  • Newport, WA Real Estate
  • Nooksack, WA Real Estate
  • Nordland, WA Real Estate
  • Normandy Park, WA Real Estate
  • North Bend, WA Real Estate
  • North Cove, WA Real Estate
  • Northport, WA Real Estate
  • Oak Harbor, WA Real Estate
  • Oakville, WA Real Estate
  • Obstruction Island, WA Real Estate
  • Ocean City, WA Real Estate
  • Ocean Park, WA Real Estate
  • Ocean Shores, WA Real Estate
  • Ocosta, WA Real Estate
  • Odessa, WA Real Estate
  • Okanogan, WA Real Estate
  • Olalla, WA Real Estate
  • Olympia, WA Real Estate
  • Omak, WA Real Estate
  • Onalaska, WA Real Estate
  • Orcas Island, WA Real Estate
  • Orondo, WA Real Estate
  • Oroville, WA Real Estate
  • Orting, WA Real Estate
  • Othello, WA Real Estate
  • Outlook, WA Real Estate
  • Oyhat, WA Real Estate
  • Oysterville, WA Real Estate
  • Pacific, WA Real Estate
  • Pacific Beach, WA Real Estate
  • Packwood, WA Real Estate
  • Parkland, WA Real Estate
  • Pasco, WA Real Estate
  • Pateros, WA Real Estate
  • Pe Ell, WA Real Estate
  • Pearl Island, WA Real Estate
  • Peshastin, WA Real Estate
  • Point Roberts, WA Real Estate
  • Port Angeles, WA Real Estate
  • Port Hadlock, WA Real Estate
  • Port Ludlow, WA Real Estate
  • Port Orchard, WA Real Estate
  • Port Townsend, WA Real Estate
  • Poulsbo, WA Real Estate
  • Preston, WA Real Estate
  • Prosser, WA Real Estate
  • Pullman, WA Real Estate
  • Purdy, WA Real Estate
  • Puyallup, WA Real Estate
  • Quilcene, WA Real Estate
  • Quinault, WA Real Estate
  • Quincy, WA Real Estate
  • Rainier, WA Real Estate
  • Randle, WA Real Estate
  • Ravensdale, WA Real Estate
  • Raymond, WA Real Estate
  • Reardan, WA Real Estate
  • Redmond, WA Real Estate
  • Renton, WA Real Estate
  • Republic, WA Real Estate
  • Rice, WA Real Estate
  • Richland, WA Real Estate
  • Ridgefield, WA Real Estate
  • Ritzville, WA Real Estate
  • Riverside, WA Real Estate
  • Rochester, WA Real Estate
  • Rock Island, WA Real Estate
  • Rockport, WA Real Estate
  • Ronald, WA Real Estate
  • Rosburg, WA Real Estate
  • Roslyn, WA Real Estate
  • Roy, WA Real Estate
  • Royal City, WA Real Estate
  • Ruston, WA Real Estate
  • Ryderwood, WA Real Estate
  • Salkum, WA Real Estate
  • Sammamish, WA Real Estate
  • San Juan Island, WA Real Estate
  • Satsop, WA Real Estate
  • Seabeck, WA Real Estate
  • Seatac, WA Real Estate
  • Seattle, WA Real Estate
  • Seaview, WA Real Estate
  • Sedro Woolley, WA Real Estate
  • Sekiu, WA Real Estate
  • Selah, WA Real Estate
  • Sequim, WA Real Estate
  • Seven Bays, WA Real Estate
  • Shaw Island, WA Real Estate
  • Shelton, WA Real Estate
  • Shoreline, WA Real Estate
  • Silver Creek, WA Real Estate
  • Silverdale, WA Real Estate
  • Silverlake, WA Real Estate
  • Skamokawa, WA Real Estate
  • Skykomish, WA Real Estate
  • Snohomish, WA Real Estate
  • Snoqualmie, WA Real Estate
  • Snoqualmie Pass, WA Real Estate
  • Soap Lake, WA Real Estate
  • South Bend, WA Real Estate
  • South Cle Elum, WA Real Estate
  • South Colby, WA Real Estate
  • South Prairie, WA Real Estate
  • Southworth, WA Real Estate
  • Spanaway, WA Real Estate
  • Spokane, WA Real Estate
  • Spokane Valley, WA Real Estate
  • Springdale, WA Real Estate
  • Stanwood, WA Real Estate
  • Stehekin, WA Real Estate
  • Steilacoom, WA Real Estate
  • Stevenson, WA Real Estate
  • Stuart Island, WA Real Estate
  • Sultan, WA Real Estate
  • Sumas, WA Real Estate
  • Sumner, WA Real Estate
  • Suquamish, WA Real Estate
  • Tacoma, WA Real Estate
  • Taholah, WA Real Estate
  • Tahuya, WA Real Estate
  • Tenino, WA Real Estate
  • Thornton, WA Real Estate
  • Thorp, WA Real Estate
  • Tieton, WA Real Estate
  • Tokeland, WA Real Estate
  • Toledo, WA Real Estate
  • Tonasket, WA Real Estate
  • Toppenish, WA Real Estate
  • Touchet, WA Real Estate
  • Toutle, WA Real Estate
  • Tracyton, WA Real Estate
  • Tukwila, WA Real Estate
  • Tulalip, WA Real Estate
  • Tumtum, WA Real Estate
  • Tumwater, WA Real Estate
  • Twisp, WA Real Estate
  • Union, WA Real Estate
  • University Place, WA Real Estate
  • Usk, WA Real Estate
  • Vader, WA Real Estate
  • Vancouver, WA Real Estate
  • Vantage, WA Real Estate
  • Vashon, WA Real Estate
  • Vaughn, WA Real Estate
  • Waitsburg, WA Real Estate
  • Waldron Island, WA Real Estate
  • Walla Walla, WA Real Estate
  • Wapato, WA Real Estate
  • Warden, WA Real Estate
  • Washougal, WA Real Estate
  • Washtucna, WA Real Estate
  • Waterville, WA Real Estate
  • Wauconda, WA Real Estate
  • Wauna, WA Real Estate
  • Wenatchee, WA Real Estate
  • Westport, WA Real Estate
  • White Pass, WA Real Estate
  • White Salmon, WA Real Estate
  • Wilbur, WA Real Estate
  • Wilkeson, WA Real Estate
  • Wilson Creek, WA Real Estate
  • Winlock, WA Real Estate
  • Winthrop, WA Real Estate
  • Woodinville, WA Real Estate
  • Woodland, WA Real Estate
  • Woodway, WA Real Estate
  • Yacolt, WA Real Estate
  • Yakima, WA Real Estate
  • Yarrow Point, WA Real Estate
  • Yelm, WA Real Estate
  • Zillah, WA Real Estate

CRS logoCRS logoCRS logoCRS logo

Copyright © 2023 | XML Sitemap | Sitemap |Privacy Policy

Designed by Om Spark LLC

Copyright © 2023 · Curb Appeal Evolved on Genesis Framework · WordPress · Log in

 

Loading Comments...