206-999-1690
larryreichle@remax.net
LOGIN | REGISTER

Larry & Kathy Reichle

Issaquah Real Estate | Call: 206-999-1690

  • Home
  • About
    • About Larry & Kathy Reichle
    • Testimonials
    • Larry and Kathy’s Resume
    • References
  • Home Search
    • Search Options
      • Map Search
      • Advanced Home Search
      • Simple Home Search
      • Search by Address
      • Search by City
    • Search by Communities
      • Bellevue Real Estate
      • Issaquah Real Estate
      • Kirkland Real Estate
      • Maple Valley Real Estate
      • Redmond Real Estate
      • Sammamish Real Estate
  • Buyer
    • Lender
    • Thinking of Buying?
    • Mortgage Calculators
    • My Search Account
  • Seller
    • Thinking of Selling?
    • Our Sold Listings
  • What’s MY Home’s Value
  • Blog
    • Eastside Real Estate Blog
    • Issaquah Community Blog
  • Contact Information

The Cost Of Purchasing A Home In The U.S. Increased 55% Last Year. But It’s Still A Great Time To Buy A House For These Five Reasons

May 31, 2022 by Amy Leave a Comment

I’ve always been all-in on homeownership. Yet, for the first time in two decades since the beginning of the pandemic, I haven’t owned a home.

All of which got me thinking: The National Association of Realtors (NAR) just issued a report calculating that the cost of purchasing a house in the U.S. has increased 55% year over year since 2021 after factoring in home value appreciation, tax re-assessments, and mortgage rate increases.

So, from a seller’s standpoint did I just miss out on the frothiest bull housing market in decades?

Home Sales Increase Slightly As Prices Drop

The pandemically-fueled housing market is breaking records and making homeowners fortunes.

In two senses the answer, unfortunately, is yes.

The pandemically-fueled housing boom since 2020 as a function of appreciation over time is unprecedented against any other historical financial metric, including the recent Dow Jones, NASDAQ, and S&P run ups.

That percentage gain also translates directly into higher appraised home values, which means more equity in sellers’ pockets when they decide it’s time to move. Ergo in sum, homeowners have seen a better return on their real estate investments over a shorter period of time since 2020 than even the pre-Great Recession housing bubble.

The good news for people like me who’ve either rented by choice, been priced out of the current market by the math, or sat on the real estate sidelines for other personal reasons over the past two years, however, is that now is still a great time to buy a home for several reasons under the right circumstances.

UK Daily Life 2021

It’s no longer just a seller’s market.

First and foremost, the COVID housing froth finally is cooling off.

Listings are up along with new housing starts, closings are down, and the days of all cash, waive-all-contingencies bidding wars are waning. So, excluding places like San Francisco or Manhattan where home prices had reached the point of almost stupid years ago, buyers in most markets already are on the back side of the pandemic peak.

“The overheated market of 2021 is already transitioning toward a less frantic landscape in response to several factors, and housing’s fundamentals are already shifting from the early days of the pandemic,” says George Ratiu, Manager of Economic Research at Realtor.com. “Builders have ramped up the pace of construction and more new homes are hitting the market. In addition, many homeowners who delayed their plans during the pandemic are ready to move forward with their lives so we’re already seeing an increase in the number of new listings—a sign of improving supply in existing homes. This boost in inventory, coupled with higher mortgage rates, inevitably is going to put downward pressure on the frenetic price growth we have experienced over the past year. That’s good news for buyers who have time on their side since the real estate landscape over the next 8-12 months is likely to shift away from a seller’s only market.”

The 25-44 year old population is up about 50% in the past decade in the Logan Circle/Shaw neighborhoods.

Millennials are now the largest demographic cohort in the U.S. and the largest pool of potential.

Many would-be home buyers, especially Millennials without kids, also have been stashing cash in lieu of eating out and taking vacations since the beginning of the pandemic, resulting in a COVID-induced nest egg alternatively deployable for down payments, closing costs, moving, and renovations—which often are the primary financial impediments to purchasing a home in the first place.

Perhaps most importantly, almost every expert I’ve spoken with agrees that the current housing boom isn’t a “bubble” a la 2007. Housing’s core fundamentals are strong—meaning the basics of supply and demand as well as the mortgages and household balance sheets upon which those foundations are based aren’t about to shatter from a glass house rock out of nowhere any time soon.

Here are five other specific reasons why now is a great time to buy a home.
Lake Boca Raton and city skyline with reflections at sunset

Housing prices aren’t going down any time soon especially in places like South Florida.

Prices Aren’t Going Down

No matter who you talk to, it’s widely agreed that U.S. home values across the board aren’t dropping any time soon. This is due primarily to a single-family housing supply crisis and demographic shifts that have been building for years. So even while homes prices might seem inflated right now by the numbers, they aren’t artificially elevated like they were back in in 2005.

“A couple of factors are likely to keep pressure on prices for the foreseeable future,” says Realtor.com’s Ratiu. “The first one is demographics. Millennials are the largest cohort in the U.S., are embracing homeownership, and eager to use real estate as a foundation for financial and economic growth. With over 4.5 million Millennials turning 30 over the next few years, housing demand will remain robust. At the same time, we started 2022 in the wake of over a decade of under-building. Based on Realtor.com’s calculations, we are short 5.8 million new single-family homes across the country which will sustain demand and prices.”

That means buying a home now is still a solid, low risk money parking strategy, especially when the non-financial benefits of homeownership are taken into account like being the master of your destiny instead of a landlord’s and being able to renovate or build an addition if you end up working from home for the rest of your life.
Federal Reserve Board Chairman Jerome Powell Speaks At ″Fed Listens″ Event

Despite the Federal Reserve’s recent interest rate hikes residential mortgage rates are still 

Mortgage Rates

In 1981, interest rate hikes by the Federal Reserve to put the breaks on inflation pushed 30-year fixed mortgage rates to an all-time high of 18.63%. So, despite the Federal Reserve’s recent monetary tightening and interest rate increases (the current 30-year mortgage rate according to Bankrate is 5.46%)—and the possibility of subsequent ones to come later this year—mortgage interest rates overall remain historically low.

While the days of crazy cheap money are temporarily over and paying down a typical mortgage has jumped by $633/month for a median priced home, the historical price of entry to purchase a house in the U.S. is still lower than it’s been on average for the past 50 years.
New Home Construction At The Highest Level In 17 Years

The mortgage interest tax deduction is still one of the best financial benefits of homeownership. 

Taxes

For first time homebuyers who’ve been renting for years, homeownership comes with a ton of perks.

One of the more mundane yet financially profound of them is the mortgage income tax deduction, which the National Association of Realtors has masterfully lobbied to keep in the U.S. tax code for decades. This allows for up to 100% of the interest you pay on your mortgage to be deducted from your gross income in addition to the other deductions for which you are eligible like the standard personal deduction and deducting for home office expenses before your final tax liability in any given year is calculated.

Depending on the price of your home and the size of your mortgage, these aren’t small numbers, especially as interest rates rise. Some years in some houses, particularly in 2005 when I bought a home at an 8%+ rate, my mortgage interest deduction was well into the $20,000 range—which for a writer is no small nut to be able to write down off of my total earned income (in some years the mortgage interest deduction alone brought me down into an entirely different tax bracket).

In addition, after two years the profits from selling your house assuming it’s your primary residence aren’t taxed by capital gains which means more net money into your pocket after closing costs.

Rents Are Increasing Too

The pandemically-fueled home price increases in the U.S. over the past two years have been widely reported in the media, yet far less covered has been the fact that residential rents have been rising too. Rents in Boise, ID, for example, have increased over 13% since the beginning of the pandemic, almost double that of inflation as a whole. In Miami according to some estimates they’re up over 31%.

So for home buyers weighing the opportunity costs of continuing to rent and throwing their money away versus getting into the homeownership game and building long-term wealth, the logic isn’t as clear as it’s been in the past when rents typically have dropped asymmetrically relative to home price increases in a similar fashion to investors fleeing stock markets in favor of government backed bonds.

Landlords, and the rent increases they impose, also aren’t tied to the federal funds rate like banks and mortgage lenders, so when it comes to owning a home there’s at least some certainty that homeownership inflation will remain linked long-term to well-intended monetary policy rather than the whims of Wall Street and private equity firms.
Bay Area Feels The Effects Of Plunging Housing Market

Real estate is still one of the best wealth building strategies long term. 

Wealth Building

No matter how you slice the numbers, long-term homeownership is still one of the most predictable, risk-manageable wealth building strategies compared with other ways of deploying one’s income for a return on investment. So compared with renting, even at today’s 5.46% mortgage rates, building equity in a house instead of renting is still a hard logic to argue with—especially if home prices remain strong.

“Inflation and its upward pressure on price levels is less like the tide and more akin to climate change and the impact it has had on rising ocean levels,” says Realtor.com’s Ratiu. “Once prices reach a higher watermark, they are likely to only move up from there. Consider that in 1972, the median value of a new home in the U.S. was $29,200. By 1992, median price reached $126,000, and it further advanced to $190,100 in 2002. During the mid-2000s housing boom, median prices peaked at $257,400. The housing bust of 2008 saw median new home values decline to $208,400. However, the ensuing recovery pushed prices to $327,100 by the fourth quarter of 2019, and the shift brought about by the pandemic only accelerated the trajectory. Based on Census data, the first quarter of 2022 saw median prices above $428,000 for new homes. Meanwhile, hampered by a significant shortage of supply, median prices for existing homes also reached new records, hitting $425,000. While the historical values are not adjusted for inflation, housing remains one of the most predictable ways to build wealth over time.”
Celebs' mansions in Miami, United States on February 09, 2001.

Real estate—still a safe bet. Especially in markets like Miami. 

What all of this means for the U.S. housing market writ large is good news, says Craig Studnicky, founder of Miami-based real estate brokerage RelatedISG.

“The pandemic set off a worldwide frenzy for single-family homes. In the early days of COVID, people started to realize that it was easier to manage social distancing in a house where you typically have more space and you didn’t have to share an elevator or lobby with your neighbors. People then discovered the joy of owning a house because of the space and privacy it offers. In addition, suddenly people could work remotely and had the freedom to live anywhere, so they wanted to move to places like South Florida where the weather is great all year round. Mortgage rates also hit historic lows which helped accelerate the home buying frenzy, especially as the Millennial generation became of homebuying age. Demand quickly started to outstrip supply, sending prices spiraling. And historically when prices go up to these levels, they rarely come down and the widespread housing supply shock we’re currently experiencing won’t be resolved anywhere overnight. Houses have become a gold standard for investments and that’s not changing anytime soon on Wall Street or Main Street.”
By:
Peter Lane Taylor

Filed Under: Eastside Real Estate Blog, Issaquah Community Blog Tagged With: Home Buying, Home Prices, homeownership, Housing Market, Mortgage Rates, Taxes

Biden’s $15K first-time homebuyer tax credit now a bill

May 5, 2021 by Kathy Reichle Leave a Comment

 

President Joe Biden called for a first-time homebuyer $15,000 tax credit, and Congress has answered his call.

United States Rep. Earl Blumenauer (D-OR) and Rep. Jimmy Panetta (D-CA) today introduced the new legislation, dubbed the “First-Time Homebuyer Act.” The bill would provide a tax credit for first-time homebuyers of up to 10% of the purchase price, or $15,000.

In order to be eligible for the full credit, potential buyers must not have owned or purchased a home within the past three years.

The program would be targeted to low- and middle-income earners. Participants must also make no more than 160% of the area median income, and the home’s purchase price must be no more than 110% of the area median purchase price. Borrowers could claim the credit for primary residences purchased after Dec. 31, 2020.

Borrowers would need to use the home as a primary residence for at least four years, or face taxes to recover a portion of the credit.

Blumenauer, who introduced the legislation, said in a press statement that a $15,000 first-time homebuyer tax credit was a “key campaign promise of President Joe Biden.”

The proposal differs from a different piece of legislation designed to give first-time, first-generation home buyers down payment assistance in the form of a grant at closing. Lawmakers, led by Rep. Maxine Waters (D-CA) published the downpayment assistance bill last week, ahead of a committee meeting, but a White House spokesperson said it is not part of Biden’s larger infrastructure bill.

In a prepared statement, Blumenauer hinted that there may be room for both proposals.

“This legislation is just one element of the big, bold housing agenda that we are promoting to combat the housing affordability crisis and address centuries of overtly racist and discriminatory housing policies that have left massive wealth, homeownership, and opportunity gaps between white communities and communities of color.”

It is not yet clear whether Blumenauer’s bill will be included in the Biden administration’s infrastructure package, although Biden has said that “housing is infrastructure.” Its inclusion in the larger legislative push would greatly increase the chances of passing.

Sunny Shaw, the president of the National Association of Housing and Redevelopment Officials, a housing industry trade association, said the legislation would “build wealth within communities that face systemic exclusions in the housing market.”

“The refundable tax credit proposed in the bill would increase homeownership among low- and moderate-income Americans, especially those from marginalized communities with historically low homeownership rates,” said Shaw.

Marcia Fudge, who leads the Department of Housing and Urban Development, has also said that combating racial inequality in housing is a top priority. In an address during the Mortgage Bankers Association’s virtual spring conference, Fudge drew attention to the homeownership gap. The gulf between Black and white homeownership is greater today than it was in 1968, when banks “could still legally discriminate against borrowers based on the color of their skin,” she said.

The last time a first-time homebuyer tax credit was available, it was wildly popular, and Blumenauer said such a program has proven effective. 1.5 million homebuyers took advantage of a first-time homebuyer tax credit that was part of the 2008 Housing and Economic Recovery Act.

The 2008 law created a $7,500 tax credit for first-time homebuyers. In 2009, the credit rose to $8,000.

That year, an independent Internal Revenue Service watchdog found that 74,000 questionable claims for the credit slipped by the agency. In some instances, borrowers were younger than 18, had owned a home within the past three years, or claimed the credit without purchasing the home.

By Georgia Kromrei

Filed Under: Issaquah Lifestyle Blog Tagged With: First Time Buyers Credit, Home Buying, Tax Credit

Preparing for a 2021 Home Purchase

January 12, 2021 by Kathy Reichle Leave a Comment

While you may have been ready to buy a home during the 2020 spring market, the uncertainties caused by the pandemic may have put a damper on your plans. At this point, you may be uncertain about your post-COVID-19 real estate goals and unsure whether the opportunity to work from home will inspire you to move to another market or another type of home.

If you’re looking to get ready for a home purchase a few months down the road, this plan will help ensure you’ve covered all your bases. From finance to logistics, it’s important to think through the changes on the horizon to streamline your 2021 home purchase.

 

couple discussing purchase with man at table

 

Preparing to finance your purchase

One of the first things you’ll want to think about is the financing for your home purchase. Talk to a real estate professional and ask for an introduction to a mortgage lender, if you don’t already have one in mind.

Talk to your lender about the pre-approval process. When it’s time to begin seriously looking for your new home, you will want to have a pre-approval in place so that you can show sellers that you are serious about any offer you may make and that you are approved for a home mortgage.

In the meantime, you’ll want to check your credit score and your credit report to ensure that there are no mistakes. If your score is less than optimal, explore strategies for raising it in the months ahead. These can include:

  • Paying bills on time
  • Having rent and utility payments added to your credit report
  • Paying down debt and avoiding accruing new debt

In addition, talk to your lender about the types of home mortgage products you qualify for—VA, FHA, and conventional, among others—and the credit score range you’ll need so that you can be approved for each.

Determining your price range

By working with your lender you’ll be able to come up with a ballpark price range for your home search. This will be important as it will help you to narrow down the neighborhoods, home types, and home sizes you should be considering.

Remember, just because you qualify for a certain amount, you don’t have to shop at the top of your budget. Consider your lifestyle, other debt, future plans, and disposable income needs when determining your home purchasing power.

Comparing potential markets for your search

This is a good time to begin looking at markets where you might be inclined to move. Talk to your real estate agent to find out what features you’ll find in the areas you’re considering. Determine what you are looking for so that you can narrow down your search. Do you care more about:

  • Recreational opportunities?
  • Children’s programming?
  • Dining and nightlife?
  • Convenient shopping and services?
  • Commute times?
  • Larger lot sizes?
  • Larger homes?
  • Resale potential?

If possible, spend some time in your potential neighborhoods. Shop at the stores, eat in a local restaurant, and visit a nearby attraction. Check out the people to see if they seem like good future neighbors for you and your family.

Comparing potential home styles and features

Spend some time looking over listings to determine what home styles and features are most important to you. Put together a wish list and prioritize with must-have, nice-to-have, and optional items. Determine how different updates, upgrades, and other features impact price. Consider what you might be willing to add or change after the purchase and what you’ll want to have completed before you move in.

Preparing for associated expenses

Buying a home brings with it a large number of expenses before, during, and after the purchase process. It’s important for you to have an idea of these ahead of time so you can ensure that your savings are adequate. Remember, you won’t be able to run up additional debt while your mortgage is in underwriting, so it’s important to have a budget in mind before you begin.

Expenses for your home purchase may include any or all of the following:

  • Earnest Money Deposit (EMD): 1–5% of the purchase price
  • Down Payment: Generally 3–20% of the purchase price
  • Closing Costs: Variable (discuss with a real estate professional or lender)
  • Moving Costs: Variable
  • New furniture and design elements
  • Needed repairs and improvements

Planning for your upcoming move

Once you’ve determined where you’re moving and the type of home you’ll move into, you’ll need to begin planning for the move itself. If you’re in a rental home, check with your landlord to determine how much notice you’ll need to give before ending your lease as well as what information needs to be included in that notice. You’ll also want to check on month-to-month rental options, in case you are not ready to close at the end of your current lease.

You’ll want to save up money for your upcoming move but the budget can vary widely depending on the services you require. While you may be able to manage a do-it-yourself move for only the cost of a rental truck, a professional move can cost thousands of dollars. This price can be further increased depending on the distance of the move as well as services like packing and unpacking.

If you’re moving with children, you’ll want to spend some time preparing them for the emotional impact. If possible, take them to visit their new neighborhood, play in the park, or spend a day with classmates at their new school. The more you can do to communicate and demystify the process, the more comfortable (and excited) the youngest members of your family will be on moving day.

 

Filed Under: Issaquah Community Blog Tagged With: Finance, Finance Advice, Finance Tips, Home Advice, Home Buying, Home Loan, Mortgage, Real Estate, Real Estate Agent, Refinancing, Seller, Selling

Overcoming Barriers in the Home Search Process

December 16, 2020 by Kathy Reichle Leave a Comment

This year has been a long one for both buyers and sellers in markets all around the world. Disruptions to the spring real estate market, economic uncertainty, and, of course, the threat of illness caused unprecedented upheaval for anyone who was trying to make smart decisions about a home sale or purchase. If you’ve been looking for a new home to buy, you could be forgiven for feeling anxious and frustrated right now.

However, there is no reason to give up on your goals and there are plenty of ways to ensure that you can still find the right home for you and your family. With a little flexibility and a willingness to recalibrate, you and your real estate professional will be able to help you achieve your goals and make the move that you’ve been dreaming about throughout 2020.

Why buying a home is harder right now

If you started out looking for a home during the early spring of 2020, chances are you may still be on the hunt. COVID-related disruptions slowed down and complicated many home searches just like yours. Here’s why you may have been struggling with multiple offers and a protracted search process.

Low inventory

COVID-19 brought with it many uncertainties including economic anxiety, job loss, and fears for physical safety. For many homeowners, this translated into an unwillingness to put their house on the market since they were initially unsure of how safe home tours and moving processes would be and whether a job disruption might interfere with their ability to purchase a new home. This led to low inventory in markets across the country, especially in specialty sectors like the luxury home market.

Low interest rates

One of the federal government’s first initiatives to offset the financial impact of COVID-19 was to lower interest rates to unprecedented levels. This has continued throughout the year since March and has resulted in truly extraordinary buyer demand. Coupled with low inventory, this demand has meant multiple offers and homes selling for well above both asking price and appraised value.

Logistics

Simply put, it can be difficult to look for a home right now, especially in highly competitive and desirable markets. Homeowners are less willing to allow in-person open houses or tours, meaning that some of your options may only be available via a virtual viewing. In addition, high demand may make it more difficult to schedule tours, informational inspections, and other aspects of the search and purchase process.

How to overcome a frustrating home search

If your home search has been protracted, you may be starting to struggle with the emotional and psychological impact. However, in order to achieve your goal, it can be helpful to take a step back and reposition yourself for a new strategy. Here’s how.

 

jars with change

 

Reevaluate your priorities

What did your wishlist look like when you first started looking for a home? Did you insist on a turnkey space? Were you focused on a very narrow choice of acceptable styles or neighborhoods? Did you require that all of the updates and upgrades be made before you would consider a particular home? It may be time to re-evaluate your requirements and work with a real estate professional to formulate a new list of priorities.

Here are some of the things to take into account as you rethink your home search:

  • Some of the most previously in-demand neighborhoods may be less desirable if you are now able to work from home permanently and if you will no longer have to commute to work each day.
  • Many home buyers are currently conducting information-only home inspections with no required repairs prior to closing. If you’ve been holding out for a turnkey property, you may now be willing to take on some of the improvements yourself in order to facilitate a successful home purchase.
  • How has your lifestyle changed since the pandemic began? Some of the things you thought you needed may be different now. Perhaps the second home office is more important than the upgraded kitchen you previously required. Consider whether you need to revise some aspect of the size or layout of your space in order to expand your list of possibilities.

Reexamine your options

While you may have previously been looking for a single-family home, now you may be thinking about bringing an elderly relative to live in your household. You may be considering buying a duplex or a home with an attached apartment or carriage house, suitable for either short-term or long-term rental. Either of these options may provide additional income which would allow you to increase your budget and broaden your search.

 

smiling woman talking on the phone

 

Talk to the experts

A real estate professional knows what is working for other clients in today’s market, and what markets are becoming more in demand and where inventory is a little more plentiful. In addition, a real estate professional may know of pre-market listings that offer you a better opportunity for a successful purchase.

A mortgage lender may be aware of more favorable loan terms which would allow you to work with a larger budget so that you can increase your number of potential properties. A contractor may have ideas about how you can turn an as-is fixer-upper into your dream home more affordably than you ever thought possible.

 

By talking to the people who know the market best, and letting them help guide you to think outside the box, you may just find that your assumptions and requirements have been holding you back. Work with the experts to come up with alternative solutions to help you get into the home of your dreams.

BY CHRISTY MURDOCK EDGAR

Filed Under: Issaquah Community Blog Tagged With: Finance, Financial Advice, Financing Tips, Home Advice, Home Buying, Home Loan, Mortgage, Real Estate, Real Estate Agent, Refinancing, Seller, Selling, Suburban

Moving from the City to the Suburbs

November 28, 2020 by Kathy Reichle Leave a Comment

 

One of the unexpected side effects of the COVID-19 pandemic has been a growing population shift from the city centers to suburban and rural areas. Driven in part by the availability of work-from-home job opportunities, many individuals and families are also motivated by the promise of more open space, outdoor living, and increased privacy. If your homebuying plans include a move away from your small, in-town apartment or condominium, here are some of the things to take into consideration as you prepare to make that transition.

 

side view of neighborhood

 

Homebuying in the Suburbs

Even if you grew up in the suburbs, if you’ve spent most of your adult life living in the city, you’ll experience a bit of a learning curve. Buying and maintaining a suburban home can bring with it a number of new challenges and you’ll want to be prepared both logistically and financially.

Choosing the right neighborhood

It’s important to determine what your most important deciding factors will be as you choose the neighborhood that will be home for you and your family. Perhaps you are looking for award-winning school systems or magnet schools with specific programs. Maybe you want larger lot sizes and an emphasis on outdoor living. Maybe you’re moving to the suburbs in order to be closer to family members. Whatever your purpose, you’ll want to communicate it to your real estate agent or broker at the outset of your search.

In addition, think about the amenities that you currently enjoy most and look for suburban enclaves that offer them. If you’re a major foodie, look for an area with an exciting local restaurant scene. If your day is dependent on a great cup of coffee, look for an area with one or two exceptional local roasteries. Exurban and suburban areas aren’t just the big-box, generic locations they used to be. Many of them have their own unique culture and their own local charms, so choose the one that’s right for you and your family.

 

riding a bicycle

 

Planning for your new commute

If you’re used to walking to work or taking reliable public transportation, you’ll need to figure out how your new life in the suburbs will affect your commute time. Even if you’ve been able to work from home during the pandemic, if you’re planning to return to the office next year, you’ll need to get a sense of the timing involved.

At some point when you have narrowed down the neighborhood for your home search, you’ll want to drive to and from work during rush hour in order to get a sense of traffic patterns and the length of your commute. Keep in mind that in many areas, traffic density has still not returned to pre-COVID levels, so you’ll only get a rough approximation of your new commuting time.

Cost Considerations

Many people are attracted to the suburbs because they get more for their money in terms of both square footage and the reduced cost of living. Items like groceries and gas are indeed cheaper in the suburbs, but there are other costs associated with suburban living that you’ll need to take into account.

Homeowner’s Association fees

Remember when you are working with your mortgage calculator to keep an eye on HOA fees and include them in your budget. Remember, too, that some HOAs cover a variety of resort-style amenities, while others only pay for common space maintenance and upkeep. Determine what services you’re looking for and find out what will be covered in the neighborhood that you choose.

Recreation and amenities

What kind of lifestyle do you plan to adopt once you’ve moved out of the city? Will the kids be playing travel sports? Will you want to maintain your workout routine? Are you hoping for additional recreational activities, like more time to golf or improve your tennis skills? Putting more time and effort into recreational activities can involve a major financial outlay for new equipment, coaching or instruction, membership fees, and other expenses. Factor these in as you put together your monthly budget.

 

lawn with shed and garden

 

Lawn care and upkeep

If part of the charm of suburban living is mowing the lawn and raking leaves on the weekend, your only lawn care cost may be a good mower and some work gloves. If you want to outsource your yard maintenance, however, you’ll add a fair amount to your bottom line. Take into consideration both the potential maintenance costs of your new home and your willingness to actively participate in the upkeep process.

Furnishings and decor

If you’re moving from a small flat in the city to a larger suburban home, you’ll have a fair amount of shopping to do. From additional furnishings to fill all of those larger rooms to rugs, window treatments, and other items, you’ll need to spend some money before you feel truly settled in. Remember to wait until you have closed on your new home before making any major purchases, especially if you’re planning to finance them, as that can affect your mortgage underwriting process.

Commuting and travel

If you have been living in the city car-free, you’ll need to factor in the cost of a new vehicle for you and your spouse as well as all of the associated expenses. In addition, if your commute involves tolls and parking in the city or light rail travel, you’ll need to calculate those costs as well. If you enjoy travel and have been used to taking the subway to the airport, you may need to begin to add on the costs of long-term parking or other ground transportation to your travel budget.

 

backyard space with lights and fence

 

Outdoor living costs

Many people are fleeing the cities to take up residence in the suburbs in large part because of the access it gives them to outdoor spaces and activities. Maintaining a pool, outdoor kitchen, and other outdoor spaces can add significantly to your costs, both during the purchase process and in terms of monthly upkeep and utilities. Be sure to add these in as you plan your monthly expenses.

 

Filed Under: Issaquah Community Blog Tagged With: Finance, Finance Tips, Financial Advice, Home Advice, Home Buying, Home Loan, Mortgage, Real Estate, Real Estate Agent, Refinancing, Seller, Selling

Mortgage Interest Rates Break Records And Fall To The Lowest Levels Ever Recorded

September 15, 2020 by Kathy Reichle Leave a Comment

Interest rates have found a new low. This week, the 30-year fixed mortgage rate hit 2.86%, well below the 3% threshold that just a few months ago most people were saying would be the lowest they could reach. As we closed out August, interest rates had already come down to 2.91%, slightly above the previous record low of 2.88%, according to the weekly report from Freddie Mac. But now we have nudged even lower and momentum suggests they will see at least one more new lowest rate before we too much further into fall.

The decrease in rates has been met with an increase in applications, even though the Labor Day holiday usually puts a pause on housing activity. For the week ending Friday, September 4, both purchase and refinance applications increased 3%, but refinances continued to show their dominance by making up 63.1% of the total number of applications, according to the Mortgage Bankers Association.

(Even though Labor Day was Monday, September 7, after the data collection for this report closed, it is still considered an influencing factor since the week leading up to the holiday typically sees a slowdown in mortgage activity.)

Mortgage interest rates, Mortgage rates

The mortgage interest rates for traditional mortgages have continued their steep decline.

FREDDIEMAC

Sam Khater, Freddie Mac’s Chief Economist, commented that demand activity has seen double digit increases for the past four months, but points out, “Heading into the fall it will be difficult to sustain the growth momentum in purchases because the lack of supply is already exhibiting a constraint on sales activity.”

The other record that was broken last week is the amount of money people are borrowing to buy a home. The MBA survey shows purchasers borrowed an average of $368,600 for their loan—which is the highest the MBA has recorded in the survey’s 30-year history. (The weekly report covers over 75% of all retail residential mortgage applications in the U.S.) As rates have dropped, purchasing power has increased, with Redfin reporting that buyers who have a $2,500 per month budget for housing can now afford a home that is at least $30,000 more expensive compared to a year ago.

The rates might see some small fluctuations but they aren’t going to see any large increases for the next few months. The biggest hurdle continues to be lack of supply in popular markets. But if people are able to borrow more money, that could entice sellers to list their homes this year while they have a greater chance of selling at a higher asking price.

Amy Dobson

Filed Under: Issaquah Community Blog Tagged With: Freddie Mac, Home Buying, Interest Rates, Low Inventory, Multiple Offers

Backyard Structures: The New Necessity

August 4, 2020 by Kathy Reichle Leave a Comment

Take a look at your current outdoor space. Maybe you have a terrace, patio, or deck. Maybe you have a table and chairs or some outdoor sports equipment. But what if you could put that space to really good use? What if you could use your backyard to create a space that adds value to your home’s equity—and to your everyday life? For many homeowners, the best new home improvement or addition isn’t connected to the home at all—it’s a specialty backyard structure.

Whether you’re looking for space for your new work from home lifestyle or you want to build more financial security into your life, a separate exterior space offers convenience, flexibility, and privacy. Here are some ideas for making that backyard space more useful than ever.

Guest House

For those with big families or a home located in a desirable resort area, a guest house is a great option for an upgraded backyard space. Keep in mind storage options for your guests’ luggage and include basic toiletries like toothpaste, toothbrushes, and shampoo. While you might not need a full kitchen in a guest house, a wet bar with an ice maker and small beverage refrigerator is a great option and a welcome addition to your guest house design.

wood pool house

Pool House

Long a staple of elegant luxury homes, the pool house is beginning to look like a necessity. Here you’ll find a great place to store pool toys and floats, with floor coverings and furnishings that can stand up to wet bathing suits and flipflops. Include a cabana bath for added convenience, and WiFi for quiet rest time when kids need to get out of the sun.

She-Shed or He-Shed

Whether it’s intended for the man of the house or the woman of the house, an outdoor structure can provide a place for peace and privacy. Create a football-themed media room for the ultimate backyard man-cave. Create a serene space for her to pursue her hobbies or just get away from the hustle and bustle inside the main house.

Granny Shed

If you have in-laws who frequently come over to help with the kids or are looking to integrate elderly parents into your household, the so-called Granny Shed is a great option. It preserves the privacy and autonomy of grandma and grandpa while providing the support that they may need as they age and mobility becomes more of an issue. The single-story design and smaller size will help with home upkeep and safety. Consider adding features like extra lighting, additional handrails, and grab bars to provide extra security and comfort for aging family members.

row of treadmills

Fitness Studio

Whether you’re looking for a standalone home gym or a yoga studio, you’ll be more inspired to keep up with your daily workout routine when going to the gym is as easy as stepping out of your back door. Create a combination space with a variety of gym equipment, mirrors, and a barre so that the whole family can take part, from the smallest ballerina to the strongest weightlifter.

Homeschool Classroom

As COVID-19 shut down schools, many parents found themselves struggling with helping their students study at home. One of the reasons? Too many distractions. If your school district is planning to remain closed for part or all of the school day over the next year, or if you’re thinking of continuing to homeschool your children, it may be time to create a separate space devoted to study.

 

A remote learning environment can help your child separate from their normal spaces, like a bedroom or playroom, and focus on schoolwork. Add bookshelves and tables as well as educational posters to create a stimulating learning environment. Include upgraded WiFi for fast access to the online classroom.

Home Office

As businesses decide to offer work from home as a permanent role for more and more of their workers, many two-income households find themselves struggling to create space for dueling Zoom meetings and uninterrupted work-time. A separate workspace creates the distance you need to be more productive while still remaining at home. Make your separate home office the dedicated workspace for one of you, or make it a rotational space for either person’s virtual meetings, phone calls, and work that requires undivided attention.

Rental Unit

Economic disruption caused by the pandemic has some people rethinking their financial planning. If you have the space, a separate structure may be a great option for conversion into a small rental unit. If you live in a college town or in an area with a large population of renters, you may want to use the space for long-term leases. If you live in a resort area, you may want to host short-term and vacation renters.

Remember to determine what structural elements are required for rental properties in your area and whether your HOA sets limits on rental properties in your community. In addition, consult with your CPA or financial advisor on the tax implications of a rental property, consult your lawyer on the legal liability associated with such a unit, and determine what adjustments you’ll need to make to your insurance coverage.

Design Options for Your Backyard Structure

One of the best features of your backyard structure is that it doesn’t have to conform to the style of your residence. In many cases, you can indulge your own individual design aesthetic and add a touch of whimsy with a fanciful guest house or other exterior space in a style totally different from that of the main home. Here too, be sure to check with your HOA to ensure that there are no restrictions governing the design or placement of your secondary structure.

By: Christy Murdock Edgar

Filed Under: Issaquah Community Blog Tagged With: Finance, Financial Advice, Home Advice, Home Buying, Home Improvement, Home Loan, Real Estate, Real Estate Agent, Refinancing

Eastside Real Estate Blog

The Cost Of Purchasing A Home In The U.S. Increased 55% Last Year. But It’s Still A Great Time To Buy A House For These Five Reasons

I’ve always been all-in on homeownership. Yet, for the first time in two decades since the beginning … [Read More...]

New Listings Signal Hope Is On The Horizon For Home Buyers

At the midpoint of April, housing markets are reflecting a changing landscape, according to a new … [Read More...]

Upscale Kitchen Features That Can Boost A Home’s Value

Between preparing to host family and friends for Thanksgiving and making gift lists and checking … [Read More...]

Contact Us

Issaquah real estate

Larry & Kathy Reichle

371 NE Gilman Blvd. #160
Issaquah, WA 98027

Phone: 206-999-1690

Contact Us

Digital Millennium Copyright Act Notice (DMCA)

Real Estate Tools

  • Search AccountCreate your Custom Home Search Account
  • Map ViewSearch For Eastside Real Estate With A Map Style Search
  • Email AlertsSign Up To Get New Listings Delivered To You via Email
  • My Home’s ValueCustom Tool To Get the Accurate Price of your Home

Eastside Real Estate Blog

The Cost Of Purchasing A Home In The U.S. Increased 55% Last Year. But It’s Still A Great Time To Buy A House For These Five Reasons

I’ve always been all-in on homeownership. Yet, for the first time in two decades … Read More

New Listings Signal Hope Is On The Horizon For Home Buyers

At the midpoint of April, housing markets are reflecting a changing landscape, … Read More

Real Estate in the Pacific Northwest

Real Estate in the Pacific Northwest

  • Aberdeen, WA Real Estate
  • Acme, WA Real Estate
  • Addy, WA Real Estate
  • Adna, WA Real Estate
  • Airway Heights, WA Real Estate
  • Alger, WA Real Estate
  • Algona, WA Real Estate
  • Allyn, WA Real Estate
  • Aloha, WA Real Estate
  • Amanda Park, WA Real Estate
  • Amboy, WA Real Estate
  • Anacortes, WA Real Estate
  • Anderson Island, WA Real Estate
  • Appleton, WA Real Estate
  • Ardenvoir, WA Real Estate
  • Ariel, WA Real Estate
  • Arlington, WA Real Estate
  • Ashford, WA Real Estate
  • Auburn, WA Real Estate
  • Bainbridge Island, WA Real Estate
  • Baring, WA Real Estate
  • Battle Ground, WA Real Estate
  • Bay Center, WA Real Estate
  • Beaux Arts, WA Real Estate
  • Beaver, WA Real Estate
  • Belfair, WA Real Estate
  • Bellevue, WA Real Estate
  • Bellingham, WA Real Estate
  • Benton City, WA Real Estate
  • Beverly, WA Real Estate
  • Bickleton, WA Real Estate
  • Birch Bay, WA Real Estate
  • Black Diamond, WA Real Estate
  • Blaine, WA Real Estate
  • Blakely Island, WA Real Estate
  • Boistfort, WA Real Estate
  • Bonney Lake, WA Real Estate
  • Bothell, WA Real Estate
  • Bow, WA Real Estate
  • Brady, WA Real Estate
  • Bremerton, WA Real Estate
  • Brewster, WA Real Estate
  • Bridgeport, WA Real Estate
  • Brier, WA Real Estate
  • Brinnon, WA Real Estate
  • Brush Prairie, WA Real Estate
  • Buckley, WA Real Estate
  • Bucoda, WA Real Estate
  • Burien, WA Real Estate
  • Burlington, WA Real Estate
  • Camano Island, WA Real Estate
  • Camas, WA Real Estate
  • Carbonado, WA Real Estate
  • Carlsborg, WA Real Estate
  • Carlton, WA Real Estate
  • Carnation, WA Real Estate
  • Carrolls, WA Real Estate
  • Cashmere, WA Real Estate
  • Castle Rock, WA Real Estate
  • Cathlamet, WA Real Estate
  • Center Island, WA Real Estate
  • Centerville, WA Real Estate
  • Centralia, WA Real Estate
  • Chehalis, WA Real Estate
  • Chelan, WA Real Estate
  • Chelan Falls, WA Real Estate
  • Cheney, WA Real Estate
  • Chimacum, WA Real Estate
  • Chinook, WA Real Estate
  • Cinebar, WA Real Estate
  • Clallam Bay, WA Real Estate
  • Cle Elum, WA Real Estate
  • Clearlake, WA Real Estate
  • Clinton, WA Real Estate
  • Clyde Hill, WA Real Estate
  • College Place, WA Real Estate
  • Colville, WA Real Estate
  • Conconully, WA Real Estate
  • Concrete, WA Real Estate
  • Connell, WA Real Estate
  • Conway, WA Real Estate
  • Copalis Beach, WA Real Estate
  • Copalis Crossing, WA Real Estate
  • Cosmopolis, WA Real Estate
  • Cougar, WA Real Estate
  • Coulee City, WA Real Estate
  • Coulee Dam, WA Real Estate
  • Coupeville, WA Real Estate
  • Covington, WA Real Estate
  • Crane Island, WA Real Estate
  • Creston, WA Real Estate
  • Curlew, WA Real Estate
  • Curtis, WA Real Estate
  • Custer, WA Real Estate
  • Cypress Island, WA Real Estate
  • Danville, WA Real Estate
  • Darrington, WA Real Estate
  • Davenport, WA Real Estate
  • Decatur Island, WA Real Estate
  • Deer Meadows, WA Real Estate
  • Deming, WA Real Estate
  • Des Moines, WA Real Estate
  • Doty, WA Real Estate
  • Dryad, WA Real Estate
  • Dupont, WA Real Estate
  • Duvall, WA Real Estate
  • East Olympia, WA Real Estate
  • East Wenatchee, WA Real Estate
  • Easton, WA Real Estate
  • Eatonville, WA Real Estate
  • Edgewood, WA Real Estate
  • Edison, WA Real Estate
  • Edmonds, WA Real Estate
  • Elbe, WA Real Estate
  • Electric City, WA Real Estate
  • Ellensburg, WA Real Estate
  • Elma, WA Real Estate
  • Elmer City, WA Real Estate
  • Entiat, WA Real Estate
  • Enumclaw, WA Real Estate
  • Ephrata, WA Real Estate
  • Ethel, WA Real Estate
  • Everett, WA Real Estate
  • Everson, WA Real Estate
  • Fall City, WA Real Estate
  • Federal Way, WA Real Estate
  • Ferndale, WA Real Estate
  • Fife, WA Real Estate
  • Fircrest, WA Real Estate
  • Ford, WA Real Estate
  • Forks, WA Real Estate
  • Fox Island, WA Real Estate
  • Freeland, WA Real Estate
  • Fruitland, WA Real Estate
  • Gardiner, WA Real Estate
  • George, WA Real Estate
  • Gig Harbor, WA Real Estate
  • Glacier, WA Real Estate
  • Glenoma, WA Real Estate
  • Gold Bar, WA Real Estate
  • Goldendale, WA Real Estate
  • Goose Prairie, WA Real Estate
  • Graham, WA Real Estate
  • Grand Coulee, WA Real Estate
  • Grand Mound, WA Real Estate
  • Grandview, WA Real Estate
  • Granite Falls, WA Real Estate
  • Grapeview, WA Real Estate
  • Grayland, WA Real Estate
  • Grays River, WA Real Estate
  • Greenbank, WA Real Estate
  • Greenwater, WA Real Estate
  • Guemes Island, WA Real Estate
  • Hansville, WA Real Estate
  • Harrah, WA Real Estate
  • Harrington, WA Real Estate
  • Hartline, WA Real Estate
  • Henry Island, WA Real Estate
  • Hobart, WA Real Estate
  • Hoodsport, WA Real Estate
  • Hoquiam, WA Real Estate
  • Humptulips, WA Real Estate
  • Hunters, WA Real Estate
  • Hunts Point, WA Real Estate
  • Ilwaco, WA Real Estate
  • Index, WA Real Estate
  • Indianola, WA Real Estate
  • Ione, WA Real Estate
  • Issaquah, WA Real Estate
  • Juanita, WA Real Estate
  • Kalama, WA Real Estate
  • Kapowsin, WA Real Estate
  • Keller, WA Real Estate
  • Kelso, WA Real Estate
  • Kendall, WA Real Estate
  • Kenmore, WA Real Estate
  • Kent, WA Real Estate
  • Kettle Falls, WA Real Estate
  • Keyport, WA Real Estate
  • Kingston, WA Real Estate
  • Kirkland, WA Real Estate
  • Kittitas, WA Real Estate
  • La Center, WA Real Estate
  • La Conner, WA Real Estate
  • Lacey, WA Real Estate
  • Lake City, WA Real Estate
  • Lake Forest Park, WA Real Estate
  • Lake Stevens, WA Real Estate
  • Lake Tapps, WA Real Estate
  • Lakebay, WA Real Estate
  • Lakewood, WA Real Estate
  • Langley, WA Real Estate
  • Leavenworth, WA Real Estate
  • Lebam, WA Real Estate
  • Lilliwaup, WA Real Estate
  • Lincoln, WA Real Estate
  • Lind, WA Real Estate
  • Long Beach, WA Real Estate
  • Longbranch, WA Real Estate
  • Longview, WA Real Estate
  • Loomis, WA Real Estate
  • Loon Lake, WA Real Estate
  • Lopez Island, WA Real Estate
  • Lummi Island, WA Real Estate
  • Lyle, WA Real Estate
  • Lyman, WA Real Estate
  • Lynden, WA Real Estate
  • Lynnwood, WA Real Estate
  • Machias, WA Real Estate
  • Malaga, WA Real Estate
  • Malo, WA Real Estate
  • Malone, WA Real Estate
  • Malott, WA Real Estate
  • Manchester, WA Real Estate
  • Mansfield, WA Real Estate
  • Manson, WA Real Estate
  • Maple Falls, WA Real Estate
  • Maple Valley, WA Real Estate
  • Marblemount, WA Real Estate
  • Marlin, WA Real Estate
  • Marysville, WA Real Estate
  • Mattawa, WA Real Estate
  • Mazama, WA Real Estate
  • McCleary, WA Real Estate
  • McKenna, WA Real Estate
  • Medical Lake, WA Real Estate
  • Medina, WA Real Estate
  • Mercer Island, WA Real Estate
  • Metaline Falls, WA Real Estate
  • Methow, WA Real Estate
  • Mill Creek, WA Real Estate
  • Milton, WA Real Estate
  • Mineral, WA Real Estate
  • Moclips, WA Real Estate
  • Monitor, WA Real Estate
  • Monroe, WA Real Estate
  • Montesano, WA Real Estate
  • Morton, WA Real Estate
  • Moses Lake, WA Real Estate
  • Mossyrock, WA Real Estate
  • Mount Vernon, WA Real Estate
  • Mountlake Terrace, WA Real Estate
  • Moxee, WA Real Estate
  • Mukilteo, WA Real Estate
  • Naches, WA Real Estate
  • Nahcotta, WA Real Estate
  • Napavine, WA Real Estate
  • Naselle, WA Real Estate
  • Neilton, WA Real Estate
  • Nespelem, WA Real Estate
  • Newcastle, WA Real Estate
  • Newport, WA Real Estate
  • Nooksack, WA Real Estate
  • Nordland, WA Real Estate
  • Normandy Park, WA Real Estate
  • North Bend, WA Real Estate
  • North Cove, WA Real Estate
  • Northport, WA Real Estate
  • Oak Harbor, WA Real Estate
  • Oakville, WA Real Estate
  • Obstruction Island, WA Real Estate
  • Ocean City, WA Real Estate
  • Ocean Park, WA Real Estate
  • Ocean Shores, WA Real Estate
  • Ocosta, WA Real Estate
  • Odessa, WA Real Estate
  • Okanogan, WA Real Estate
  • Olalla, WA Real Estate
  • Olympia, WA Real Estate
  • Omak, WA Real Estate
  • Onalaska, WA Real Estate
  • Orcas Island, WA Real Estate
  • Orondo, WA Real Estate
  • Oroville, WA Real Estate
  • Orting, WA Real Estate
  • Othello, WA Real Estate
  • Outlook, WA Real Estate
  • Oyhat, WA Real Estate
  • Oysterville, WA Real Estate
  • Pacific, WA Real Estate
  • Pacific Beach, WA Real Estate
  • Packwood, WA Real Estate
  • Parkland, WA Real Estate
  • Pasco, WA Real Estate
  • Pateros, WA Real Estate
  • Pe Ell, WA Real Estate
  • Pearl Island, WA Real Estate
  • Peshastin, WA Real Estate
  • Point Roberts, WA Real Estate
  • Port Angeles, WA Real Estate
  • Port Hadlock, WA Real Estate
  • Port Ludlow, WA Real Estate
  • Port Orchard, WA Real Estate
  • Port Townsend, WA Real Estate
  • Poulsbo, WA Real Estate
  • Preston, WA Real Estate
  • Prosser, WA Real Estate
  • Pullman, WA Real Estate
  • Purdy, WA Real Estate
  • Puyallup, WA Real Estate
  • Quilcene, WA Real Estate
  • Quinault, WA Real Estate
  • Quincy, WA Real Estate
  • Rainier, WA Real Estate
  • Randle, WA Real Estate
  • Ravensdale, WA Real Estate
  • Raymond, WA Real Estate
  • Reardan, WA Real Estate
  • Redmond, WA Real Estate
  • Renton, WA Real Estate
  • Republic, WA Real Estate
  • Rice, WA Real Estate
  • Richland, WA Real Estate
  • Ridgefield, WA Real Estate
  • Ritzville, WA Real Estate
  • Riverside, WA Real Estate
  • Rochester, WA Real Estate
  • Rock Island, WA Real Estate
  • Rockport, WA Real Estate
  • Ronald, WA Real Estate
  • Rosburg, WA Real Estate
  • Roslyn, WA Real Estate
  • Roy, WA Real Estate
  • Royal City, WA Real Estate
  • Ruston, WA Real Estate
  • Ryderwood, WA Real Estate
  • Salkum, WA Real Estate
  • Sammamish, WA Real Estate
  • San Juan Island, WA Real Estate
  • Satsop, WA Real Estate
  • Seabeck, WA Real Estate
  • Seatac, WA Real Estate
  • Seattle, WA Real Estate
  • Seaview, WA Real Estate
  • Sedro Woolley, WA Real Estate
  • Sekiu, WA Real Estate
  • Selah, WA Real Estate
  • Sequim, WA Real Estate
  • Seven Bays, WA Real Estate
  • Shaw Island, WA Real Estate
  • Shelton, WA Real Estate
  • Shoreline, WA Real Estate
  • Silver Creek, WA Real Estate
  • Silverdale, WA Real Estate
  • Silverlake, WA Real Estate
  • Skamokawa, WA Real Estate
  • Skykomish, WA Real Estate
  • Snohomish, WA Real Estate
  • Snoqualmie, WA Real Estate
  • Snoqualmie Pass, WA Real Estate
  • Soap Lake, WA Real Estate
  • South Bend, WA Real Estate
  • South Cle Elum, WA Real Estate
  • South Colby, WA Real Estate
  • South Prairie, WA Real Estate
  • Southworth, WA Real Estate
  • Spanaway, WA Real Estate
  • Spokane, WA Real Estate
  • Spokane Valley, WA Real Estate
  • Springdale, WA Real Estate
  • Stanwood, WA Real Estate
  • Stehekin, WA Real Estate
  • Steilacoom, WA Real Estate
  • Stevenson, WA Real Estate
  • Stuart Island, WA Real Estate
  • Sultan, WA Real Estate
  • Sumas, WA Real Estate
  • Sumner, WA Real Estate
  • Suquamish, WA Real Estate
  • Tacoma, WA Real Estate
  • Taholah, WA Real Estate
  • Tahuya, WA Real Estate
  • Tenino, WA Real Estate
  • Thornton, WA Real Estate
  • Thorp, WA Real Estate
  • Tieton, WA Real Estate
  • Tokeland, WA Real Estate
  • Toledo, WA Real Estate
  • Tonasket, WA Real Estate
  • Toppenish, WA Real Estate
  • Touchet, WA Real Estate
  • Toutle, WA Real Estate
  • Tracyton, WA Real Estate
  • Tukwila, WA Real Estate
  • Tulalip, WA Real Estate
  • Tumtum, WA Real Estate
  • Tumwater, WA Real Estate
  • Twisp, WA Real Estate
  • Union, WA Real Estate
  • University Place, WA Real Estate
  • Usk, WA Real Estate
  • Vader, WA Real Estate
  • Vancouver, WA Real Estate
  • Vantage, WA Real Estate
  • Vashon, WA Real Estate
  • Vaughn, WA Real Estate
  • Waitsburg, WA Real Estate
  • Waldron Island, WA Real Estate
  • Walla Walla, WA Real Estate
  • Wapato, WA Real Estate
  • Warden, WA Real Estate
  • Washougal, WA Real Estate
  • Washtucna, WA Real Estate
  • Waterville, WA Real Estate
  • Wauconda, WA Real Estate
  • Wauna, WA Real Estate
  • Wenatchee, WA Real Estate
  • Westport, WA Real Estate
  • White Pass, WA Real Estate
  • White Salmon, WA Real Estate
  • Wilbur, WA Real Estate
  • Wilkeson, WA Real Estate
  • Wilson Creek, WA Real Estate
  • Winlock, WA Real Estate
  • Winthrop, WA Real Estate
  • Woodinville, WA Real Estate
  • Woodland, WA Real Estate
  • Woodway, WA Real Estate
  • Yacolt, WA Real Estate
  • Yakima, WA Real Estate
  • Yarrow Point, WA Real Estate
  • Yelm, WA Real Estate
  • Zillah, WA Real Estate

CRS logoCRS logoCRS logoCRS logo

Copyright © 2023 | XML Sitemap | Sitemap |Privacy Policy

Designed by Om Spark LLC

Copyright © 2023 · Curb Appeal Evolved on Genesis Framework · WordPress · Log in

 

Loading Comments...